Credit union · NCUA insured
Harvesters Credit Union Auto Loan Rates
Harvesters Credit Union auto loans start at 5.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 15, 2026.
How Harvesters Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pensacola, FL, where Harvesters Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Harvesters Credit Union
5.99%APR
- Terms
- 49–66 months
Vehicle Loans (2025 – 2026 Models)
Lowest rate
Champions First Credit Union
3.99%APR
- Terms
- up to 60 months
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
Harvesters Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Harvesters Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans (2018 – 2024 Models)
Rates, Term & Approval subject to credit score and collateral analysis.
| Terms | APR | Conditions |
|---|---|---|
| 24–66 months | 6.24% | — |
| 67–75 months | 6.74% | — |
Sources (1)
- myharvesterscu.com/borrow/loan-rates · captured Oct 7, 2026
Vehicle Loans (2025 – 2026 Models)
Rates, Term & Approval subject to credit score and collateral analysis.
| Terms | APR | Conditions |
|---|---|---|
| 24–48 months | 5.74% | — |
| 49–66 months | 5.99% | — |
| 67–75 months | 6.74% | — |
| 76–84 months | 7.49% | — |
| 85–87 months | 7.99% | — |
Sources (1)
- myharvesterscu.com/borrow/loan-rates · captured Oct 7, 2026
Who can join Harvesters Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.