Credit union · NCUA insured
Griffith Institute Employees Federal Credit Union Auto Loan Rates
Griffith Institute Employees Federal Credit Union auto loans start at 5.25% APR for a new vehicle and 6.25% for a used one. Rates checked October 16, 2026.
How Griffith Institute Employees Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Buffalo, NY, where Griffith Institute Employees Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Griffith Institute Employees Federal Credit Union
5.25%APR
- Terms
- up to 72 months
- Discount
- None included
New Auto Loans
Lowest rate
EmpireONE Federal Credit Union
3.50%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Niagara's Choice
3.70%APR
- Terms
- —
- Discount
- Included in the rate
Griffith Institute Employees Federal Credit Union auto loan score
71
Auto loan score
Higher than 29% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed6.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Griffith Institute Employees Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
Financing up to 100%. Optional summer skip payments in July and August (interest continues to accrue, must designate at origination). No loan application fee or prepayment penalty.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.25% | Terms up to 72 months. |
| up to 84 months | 5.25% | Terms up to 84 months available if the value is over $30,000. |
Sources (3)
All captured Oct 7, 2026
Used Auto Loans
Financing up to 100% of the car's value for vehicles up to 10 years old. Optional summer skip payments in July and August (interest continues to accrue, must designate at origination). No loan application fee or prepayment penalty.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.25% | Terms up to 60 months. |
| up to 72 months | 6.25% | Terms up to 72 months available if the value is over $20,000. |
| up to 84 months | 6.25% | Terms up to 84 months available if the value is over $30,000. |
Sources (3)
All captured Oct 7, 2026
Who can join Griffith Institute Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of The Children's League of Springville.
Military, government and schools
- Membership is open to anyone employed by the Springville-Griffith Institute Central School District.
Family and household
- Eligibility is extended to the family of a member, including a spouse, child, grandchild, parent, or grandparent of the member, regardless of where they live or work.
Cost to join
- A one-time processing fee of $1.00 is required to become a member.
- An initial deposit/share purchase of at least $5.00 is required to become a member.
Membership information collected October 5, 2026.