Credit union · NCUA insured
Green Mountain Credit Union Auto Loan Rates
Green Mountain Credit Union auto loans start at 7.99% APR for a new vehicle and 5.79% for a used one. Rates checked October 22, 2026.
How Green Mountain Credit Union’s auto loan rates compare
Compared with banks and credit unions near Burlington, VT, where Green Mountain Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Green Mountain Credit Union
7.99%APR
- Terms
- up to 96 months
New/Used Car, Truck or Motorcycle
Lowest rate
NorthCountry Federal Credit Union
4.99%APR
- Terms
- up to 60 months
2nd-lowest rate
EastRise Credit Union
5.05%APR
- Terms
- up to 60 months
Green Mountain Credit Union auto loan score
67
Auto loan score
Higher than 19% of U.S. banks and credit unions
- New vehicleNew7.99%
- Used vehicleUsed5.79%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Green Mountain Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New/Used Car, Truck or Motorcycle
Rates quoted as low as and subject to change according to credit. Available for purchase or refinance from another financial institution.
| Terms | APR | Conditions |
|---|---|---|
| 12–48 months | 5.39% | Model years 2020-2026. Rate quoted as low as; rate and term may vary by credit. |
| up to 60 months | 5.79% | Model years 2020-2026. Rate quoted as low as; rate and term may vary by credit. |
| up to 72 months | 5.99% | Model years 2020-2026. Rate quoted as low as; rate and term may vary by credit. |
| up to 84 months | 6.99% | Model years 2020-2026. Rate quoted as low as; rate and term may vary by credit. |
| up to 96 months | 7.99% | New only (current model year or newer with < 2,500 miles; or current model year or one model year old with less than 2500 miles). Rate quoted as low as; rate and term may vary by credit. |
Secured - Vehicles 2018 & Older < 100,000 miles
Rates quoted as low as and subject to change according to credit. Repayment obligation is over the full term of the loan.
| Terms | APR | Conditions |
|---|---|---|
| 12–48 months | 8.49% | Vehicles 2018 and older with under 100,000 miles. Rate quoted as low as and subject to change according to credit. |
Sources (1)
- greenmountaincu.com/rates · captured Oct 7, 2026
Secured - Vehicles 2018 and older > 100,000 miles
Rates quoted as low as and subject to change according to credit. Repayment obligation is over the full term of the loan.
| Terms | APR | Conditions |
|---|---|---|
| 12–48 months | 9.49% | Vehicles 2018 and older with over 100,000 miles. Rate quoted as low as and subject to change according to credit. |
Sources (1)
- greenmountaincu.com/rates · captured Oct 7, 2026
Who can join Green Mountain Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to anyone who lives, works, or worships in Chittenden, Addison, Franklin, Rutland, Washington, Orange, Grand Isle, Lamoille, and Windsor Counties.
Employers and groups
- Eligible if you are an active or retired employee of one of the participating companies in VT served by the credit union.
Family and household
- Eligible if related to any member by birth, marriage, civil union, adoption, or if you are a household member.
Cost to join
- Membership is established with a minimum deposit of $5.00 for an individual account or $10.00 for a joint account to open a Share Savings Account.
Membership information collected October 4, 2026.