Credit union · NCUA insured
Greater Woodlawn FCU Credit Card Rates
Top CarrotGreater Woodlawn FCU credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Greater Woodlawn FCU’s credit card rates compare
Compared with banks and credit unions near Jamestown, NY, where Greater Woodlawn FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Greater Woodlawn FCU
8.99%APR
Mastercard
2nd-lowest rate
Affinity One Federal Credit Union
9.99%APR
3rd-lowest rate
Western Division Federal Credit Union
9.99%APR
Greater Woodlawn FCU credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Greater Woodlawn FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard
Non-variable rate. Available limits up to $25,000. 25-Day Grace Period (Purchases). Cash Advances Available (Same Low Rates). Rate based on creditworthiness and term of loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | Non-Variable Rate. APR as low as 8.99%. Maximum limit $25,000. 25-Day Grace Period (Purchases). Rate based on creditworthiness and term of loan. |
Sources (3)
All captured Oct 16, 2026
Secured Mastercard
Available to Greater Woodlawn FCU members ages 18 and older. Limit is determined by a deposit secured in a Greater Woodlawn FCU savings account ($250 to $5,000). Non-variable/fixed rate. 25-day grace period on purchases. No application fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Non-Variable Rate (Fixed APR). Limit $250 - $5,000 secured by share pledge / deposit in a qualifying GWFCU savings account. 25-day grace period on purchases. No application fee. |
Sources (3)
All captured Oct 16, 2026
Who can join Greater Woodlawn FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or attend school in, and businesses and other legal entities located in the City of Dunkirk, NY and the bounded portion of the Town of Pomfret, NY are eligible for membership.
- Persons who live, work, worship, or attend school in, and businesses/legal entities located in the bounded portion of the Town of Hanover, NY are eligible for membership.
- Persons who live, work, or attend school in, and businesses and other legal entities located in the City of Jamestown, NY are eligible for membership.
- Persons who live, work, or attend school in, and businesses/legal entities located in the Towns of Chautauqua, Portland, Stockton, and Westfield, New York are eligible for membership.
Employers and groups
- Employees of Buffalo Computer Graphics, Inc. are eligible for membership.
- Employees of Dahlstrom Manufacturing Co., Inc. who work in Jamestown, New York are eligible for membership.
10 more ways to join
Employers and groups
- Employees of Ford Motor Company (Buffalo Stamping Plant, Buffalo sales/service centers, or Williamsville parts depot) and employees of A. R. A. Services of Western New York at the Buffalo Stamping Plant are eligible for membership.
- Employees of various participating companies and municipal bodies in Falconer, Frewsburg, Busti, Celeron, and Jamestown, NY, as well as regular members of AARP or Loyal Order of Moose in Jamestown, NY, are eligible for membership.
- Employees of Southern Tier Environments for Living, Inc. working at listed facilities in Gowanda, Dunkirk, or Jamestown, NY are eligible for membership.
- Members of Blasdell/Hamburg Taxpayers' Association, Inc. in Blasdell, NY or Scranton - McKinley Taxpayers Association in Hamburg, NY are eligible for membership.
- Employees of Taylor-Pohlman, Inc. who work in Orchard Park, New York are eligible for membership.
- Employees of Ten Lives Club LLC are eligible for membership.
- Employees of Weber Knapp Company who work in Jamestown, New York are eligible for membership.
Military, government and schools
- Members of American Legion Post No. 777 in Celeron, NY and Post No. 1286 in Lakewood, NY are eligible for membership.
- Employees and members of listed government agencies, organizations, and businesses (including NYS DEC, NYS DOT, Chautauqua County Police Organizations Assn, I.L.S. Veterans Club, Lakewood Area Chamber of Commerce, and others) are eligible for membership.
Family and household
- Immediate family or household members of eligible persons, spouses of persons who died while in the field of membership, credit union employees, and pensioners/annuitants from eligible employment are eligible for membership.
Membership information collected October 5, 2026.