Credit union · NCUA insured
Western Division Federal Credit Union Credit Card Rates
Western Division Federal Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Western Division Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Buffalo, NY, where Western Division Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Western Division Federal Credit Union
9.99%APR
- Up to
- —
VISA Credit Card
Lowest rate
BufMet Credit Union
7.50%APR
- Up to
- 18.00% APR
2nd-lowest rate
Gowanda Area Federal Credit Union
7.99%APR
- Up to
- —
Western Division Federal Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Western Division Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Open end term. Variable Rate; APR will vary with the market based on Prime. Credit limits up to $15,000. 1% rebate on net retail purchases. No application fee, no annual fee, no balance transfer fees, no cash advance fees. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Open end term. Variable Rate; APR will vary with the market based on Prime. Rate reflects the lowest rate available on approved credit as determined by the credit-worthiness of each applicant. 1% rebate on net retail purchases. No application fee, no annual fee, no balance transfer fees, no cash advance fees. |
Sources (3)
All captured Oct 16, 2026
Who can join Western Division Federal Credit Union
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