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Credit union · NCUA insured

Greater Woodlawn FCU Auto Loan Rates

Top Carrot, Carrot Score 95Top Carrot

Greater Woodlawn FCU auto loans start at 3.75% APR for a new vehicle and 3.75% for a used one. Rates checked October 16, 2026.

How Greater Woodlawn FCU’s auto loan rates compare

Compared with banks and credit unions near Jamestown, NY, where Greater Woodlawn FCU has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 95

    This credit union’s lowest

    Greater Woodlawn FCU

    3.75%APR

    Terms
    up to 60 months

    New & Used Autos

  • Lowest rate

    SUNY Fredonia Federal Credit Union

    1.90%APR

    Terms
    12–60 months

    SUNY Fredonia Federal Credit Union rates

  • Top Carrot, Carrot Score 88

    3rd-lowest rate

    Inner Lakes Federal Credit Union

    4.74%APR

    Terms
    up to 60 months

    Inner Lakes Federal Credit Union rates

Compare auto loan rates near you →

Greater Woodlawn FCU auto loan score

97

Auto loan score

Higher than 99% of U.S. banks and credit unions

By vehicle
  • New vehicleNew3.75%
  • Used vehicleUsed3.75%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Greater Woodlawn FCU ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Greater Woodlawn FCU

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Persons who live, work, or attend school in, and businesses and other legal entities located in the City of Dunkirk, NY and the bounded portion of the Town of Pomfret, NY are eligible for membership.
  • Persons who live, work, worship, or attend school in, and businesses/legal entities located in the bounded portion of the Town of Hanover, NY are eligible for membership.
  • Persons who live, work, or attend school in, and businesses and other legal entities located in the City of Jamestown, NY are eligible for membership.
  • Persons who live, work, or attend school in, and businesses/legal entities located in the Towns of Chautauqua, Portland, Stockton, and Westfield, New York are eligible for membership.

Employers and groups

  • Employees of Buffalo Computer Graphics, Inc. are eligible for membership.
  • Employees of Dahlstrom Manufacturing Co., Inc. who work in Jamestown, New York are eligible for membership.
10 more ways to join

Employers and groups

  • Employees of Ford Motor Company (Buffalo Stamping Plant, Buffalo sales/service centers, or Williamsville parts depot) and employees of A. R. A. Services of Western New York at the Buffalo Stamping Plant are eligible for membership.
  • Employees of various participating companies and municipal bodies in Falconer, Frewsburg, Busti, Celeron, and Jamestown, NY, as well as regular members of AARP or Loyal Order of Moose in Jamestown, NY, are eligible for membership.
  • Employees of Southern Tier Environments for Living, Inc. working at listed facilities in Gowanda, Dunkirk, or Jamestown, NY are eligible for membership.
  • Members of Blasdell/Hamburg Taxpayers' Association, Inc. in Blasdell, NY or Scranton - McKinley Taxpayers Association in Hamburg, NY are eligible for membership.
  • Employees of Taylor-Pohlman, Inc. who work in Orchard Park, New York are eligible for membership.
  • Employees of Ten Lives Club LLC are eligible for membership.
  • Employees of Weber Knapp Company who work in Jamestown, New York are eligible for membership.

Military, government and schools

  • Members of American Legion Post No. 777 in Celeron, NY and Post No. 1286 in Lakewood, NY are eligible for membership.
  • Employees and members of listed government agencies, organizations, and businesses (including NYS DEC, NYS DOT, Chautauqua County Police Organizations Assn, I.L.S. Veterans Club, Lakewood Area Chamber of Commerce, and others) are eligible for membership.

Family and household

  • Immediate family or household members of eligible persons, spouses of persons who died while in the field of membership, credit union employees, and pensioners/annuitants from eligible employment are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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