Government Employees FCU Credit Card Rates

How Government Employees FCU’s credit card rates compare

Compared with banks and credit unions near Austin, TX, where Government Employees FCU has the most branches. Ongoing purchase APR, lowest first.

Credit card score

Higher than 98% of U.S. banks and credit unions

By rate

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where Government Employees FCU ranks

By credit card score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

With 4 different programs. Credit limits up to $15,000 and rewards program earning 1 point per dollar spent.

Applies to	APR	Annual fee	Conditions
Ongoing	6.99%	None	Fixed rates as low as 6.99% APR.

Sources (1)

This may be incomplete or out of date, so check with the credit union before you apply.

Individuals who belong to one of the eligible groups listed on the Select Employee Groups (SEG) are eligible for membership.

Eligibility can be gained by making a $15 donation to the Austin Public Library through GEFCU.

A $15 donation to the Austin Public Library through GEFCU is required to gain membership eligibility via that path.
A $5 deposit into a share account is required to become a member.

Membership information collected October 5, 2026.