Credit union · NCUA insured
Greater Community CU Auto Loan Rates
Top CarrotGreater Community CU auto loans start at 5.00% APR for a new vehicle and 5.50% for a used one. Rates checked October 16, 2026.
How Greater Community CU’s auto loan rates compare
Compared with banks and credit unions near Fergus Falls, MN, where Greater Community CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Greater Community CU
5.00%APR
- Terms
- —
- Discount
- None included
Vehicle Loans
Lowest rate
Magnifi Financial
3.99%APR
- Terms
- —
- Discount
- Included in the rate
3rd-lowest rate
Affinity Plus
5.24%APR
- Terms
- up to 60 months
- Discount
- None included
Greater Community CU auto loan score
76
Auto loan score
Higher than 41% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Greater Community CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans
Rates effective as of November 13, 2025. Subject to credit approval. Actual rate based on creditworthiness, payment history, and term of loan. Greater Community Credit Union membership required.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.00% | New Cars, Pickups. Fixed rates as low as 5.00% APR. Rates subject to credit approval and vary based on credit, payment history, and repayment period. Stated rate includes a 0.25% discount for members with an active checking account and a 0.25% discount with automatic repayment. |
| — | 5.50% | Used Cars, Pickups. Fixed rates as low as 5.50% APR. Rates subject to credit approval and vary based on credit, payment history, and repayment period. Stated rate includes a 0.25% discount for members with an active checking account and a 0.25% discount with automatic repayment. |
Who can join Greater Community CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside, worship, attend school, or conduct business in Big Stone, Chippewa, Lac Qui Parle, Otter Tail, Renville, Swift, or Yellow Medicine counties in Minnesota are eligible for membership.
Family and household
- Individuals who have a family member who is currently a member are eligible for membership.
Cost to join
- A one-time $10.00 membership share is required.
Membership information collected October 4, 2026.