Credit union · Privately insured
Greater Cincinnati Credit Union Credit Card Rates
Greater Cincinnati Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Greater Cincinnati Credit Union’s credit card rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Greater Cincinnati Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Greater Cincinnati Credit Union
9.90%APR
- Up to
- —
GCCU Visa Credit Card
Lowest rate
Whitewater Community Credit Union
7.90%APR
- Up to
- 9.90% APR
2nd-lowest rate
Christian Family Credit Union
8.90%APR
- Up to
- —
Greater Cincinnati Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Greater Cincinnati Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
GCCU Visa Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | Tier A+. Regular rate. Maximum limit $25,000. |
| Ongoing | 9.90% | None | Tier A+. Diamond Club rate. Diamond Club members must have a Share Savings account, Share Draft Checking account, VISA Debit Card, and a VISA Credit Card. Maximum limit $25,000. |
| Ongoing | 13.90% | None | Tier B. Regular rate. Maximum limit $17,500. |
| Ongoing | 15.90% | None | Tier C. Regular rate. Maximum limit $12,000. |
Sources (4)
All captured Oct 7, 2026
Who can join Greater Cincinnati Credit Union
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