Credit union · NCUA insured
Great Falls Federal Credit Union Auto Loan Rates
Top CarrotGreat Falls Federal Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 22, 2026.
How Great Falls Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lewiston, ME, where Great Falls Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Great Falls Federal Credit Union
4.75%APR
- Terms
- up to 60 months
New & Used Autos - 2020 & Newer
Lowest rate
Lisbon Community FCU
4.49%APR
- Terms
- up to 60 months
2nd-lowest rate
Dirigo Federal Credit Union
4.60%APR
- Terms
- up to 72 months
Great Falls Federal Credit Union auto loan score
87
Auto loan score
Higher than 76% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Great Falls Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Autos - 2020 & Newer
Finance up to 100% of the vehicle's value. Terms up to 84 months. Annual Percentage Rate based on a credit score of 750 or higher. Individual loan rate based on personal financial situation and previous credit performance.
| Terms | APR | Conditions |
|---|---|---|
| up to 12 months | 4.50% | Monthly payment $85.32 per $1,000. Interest rate as low as 4.50%. |
| up to 24 months | 4.50% | Monthly payment $44.11 per $1,000. Interest rate as low as 4.50%. |
| up to 36 months | 4.50% | Monthly payment $29.75 per $1,000. Interest rate as low as 4.50%. |
| up to 48 months | 4.75% | Monthly payment $22.92 per $1,000. Interest rate as low as 4.75%. |
| up to 60 months | 4.75% | Monthly payment $18.76 per $1,000. Interest rate as low as 4.75%. |
| up to 72 months | 5.50% | 72 Month Term only available for autos 2021 & newer. Monthly payment $16.34 per $1,000. Interest rate as low as 5.50%. |
| up to 84 months | 6.00% | 84 month term only available to autos 2024 & Newer that have less than 30,000 miles. Minimum to finance $25,000. Monthly payment $14.61 per $1,000. Interest rate as low as 6.00%. |
Sources (1)
- greatfallsfcu.com/loans/auto-loans · captured Oct 15, 2026
Who can join Great Falls Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in the field of membership (Auburn, Durham, Greene, Leeds, Lewiston, Lisbon, Lisbon Falls, Livermore, Litchfield, Mechanic Falls, Minot, Monmouth, Poland, Sabattus, Turner, and Wales) are eligible for membership.
Family and household
- Individuals who have a family member who is already an existing member of Great Falls Credit Union are eligible for membership.
Cost to join
- Make a minimum deposit of $5 to open a savings account and establish membership.
- Open and maintain a Share Account with a minimum balance of $25.00.
Membership information collected October 4, 2026.