Credit union · NCUA insured
Good Neighbors Auto Loan Rates
Top CarrotGood Neighbors auto loans start at 4.70% APR for a new vehicle and 4.70% for a used one. Rates checked October 16, 2026.
How Good Neighbors’s auto loan rates compare
Compared with banks and credit unions near Buffalo, NY, where Good Neighbors has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Good Neighbors
4.70%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loans
Lowest rate
EmpireONE Federal Credit Union
3.50%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Niagara's Choice
3.70%APR
- Terms
- —
- Discount
- Included in the rate
Good Neighbors auto loan score
88
Auto loan score
Higher than 83% of U.S. banks and credit unions
- New vehicleNew4.70%
- Used vehicleUsed4.70%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Good Neighbors ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Refinancing
Approval subject to verification of income, credit history, and collateral requirements. Eligible vehicles include personal-use cars and motorcycles model year 2005 or newer. Minimum loan amount is $10,000. Maximum Loan-to-Value is 150%.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.50% | Advertised rate is quoted for a 36-month term with A+ credit score. Eligible vehicles include personal-use cars and motorcycles model year 2005 or newer. Maximum LTV is 150%. |
Sources (1)
- goodneighborscu.com/auto-refi · captured Oct 5, 2026
Auto Loans
Rate disclosed is quoted for A+ credit and will be available starting 1/28/2026. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460. Some restrictions may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.50% | Rate disclosed is quoted for A+ credit and will be available starting 1/28/2026. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460. Some restrictions may apply. |
| up to 48 months | 4.60% | Rate disclosed is quoted for A+ credit and will be available starting 1/28/2026. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460. Some restrictions may apply. |
| up to 60 months | 4.70% | Rate disclosed is quoted for A+ credit and will be available starting 1/28/2026. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460. Some restrictions may apply. |
| up to 72 months | 5.20% | Rate disclosed is quoted for A+ credit and will be available starting 1/28/2026. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460. Some restrictions may apply. |
| up to 84 months | 6.20% | Rate disclosed is quoted for A+ credit and will be available starting 1/28/2026. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460. Some restrictions may apply. |
Sources (3)
All captured Oct 5, 2026
Who can join Good Neighbors
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or go to school in Erie County are eligible to join.
Family and household
- Immediate family members of current members are eligible to join.
Membership information collected October 5, 2026.