Credit union · NCUA insured
Goldenwest Credit Union Auto Loan Rates
Top CarrotGoldenwest Credit Union auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 22, 2026.
How Goldenwest Credit Union’s auto loan rates compare
Compared with banks and credit unions near Ogden, UT, where Goldenwest Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Goldenwest Credit Union
5.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Auto Loans
Lowest rate
Utah Power Credit Union
3.79%APR
- Terms
- —
- Up to
- —
- Discount
- None included
2nd-lowest rate
Education First Credit Union
4.60%APR
- Terms
- up to 72 months
- Up to
- 15.90% APR
- Discount
- None included
Goldenwest Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Goldenwest Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Available for new, used, or refinance. No application fees, origination fees, or hidden costs. Terms up to 84 months. Advertised APR includes 0.25% loan rate discount with Reward Yourself Checking. Membership eligibility required.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Advertised APR includes 0.25% loan rate discount with Reward Yourself Checking. Best rates available on new/used vehicle purchases and refinanced loans from other financial institutions; rate may be higher based on credit history, eligibility and underwriting criteria. |
| up to 60 months | 5.24% | Advertised APR includes 0.25% loan rate discount with Reward Yourself Checking. Best rates available on new/used vehicle purchases and refinanced loans from other financial institutions; rate may be higher based on credit history, eligibility and underwriting criteria. |
| up to 72 months | 5.49% | Advertised APR includes 0.25% loan rate discount with Reward Yourself Checking. Best rates available on new/used vehicle purchases and refinanced loans from other financial institutions; rate may be higher based on credit history, eligibility and underwriting criteria. |
| up to 84 months | 6.24% | Advertised APR includes 0.25% loan rate discount with Reward Yourself Checking. Best rates available on new/used vehicle purchases and refinanced loans from other financial institutions; rate may be higher based on credit history, eligibility and underwriting criteria. |
Sources (3)
- gwcu.org/borrow/vehicle-loans
- gwcu.org/borrow/vehicle-loans/auto-loans
- gwcu.org/borrow/vehicle-loans/autorv-loan-rates
All captured Oct 4, 2026
Motorcycle Loans
Flexible terms up to 144 months with no fees. Term determined based on dollar amount of loan. Rates based on credit history and eligibility.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 7.99% | Term determined based on dollar amount of loan. APR based on credit history and eligibility. |
| up to 84 months | 8.49% | Term determined based on dollar amount of loan. APR based on credit history and eligibility. |
| up to 120 months | 8.74% | Term determined based on dollar amount of loan. APR based on credit history and eligibility. |
| up to 144 months | 8.99% | Term determined based on dollar amount of loan. APR based on credit history and eligibility. |
Sources (2)
All captured Oct 4, 2026
Who can join Goldenwest Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.