Credit union · NCUA insured
Golden Triangle Federal Credit Union Auto Loan Rates
Top CarrotGolden Triangle Federal Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 16, 2026.
How Golden Triangle Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Beaumont, TX, where Golden Triangle Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Golden Triangle Federal Credit Union
4.75%APR
- Terms
- up to 60 months
New & Used Auto
Lowest rate
CommonCents CU
3.50%APR
- Terms
- —
2nd-lowest rate
Gulf Credit Union
4.25%APR
- Terms
- up to 60 months
Golden Triangle Federal Credit Union auto loan score
87
Auto loan score
Higher than 76% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Golden Triangle Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Auto
Rate based on creditworthiness and term of loan. Rates are subject to change at any time.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.50% | Lowest available APR based on creditworthiness and term of loan. |
| up to 60 months | 4.75% | Lowest available APR based on creditworthiness and term of loan. |
| up to 72 months | 5.25% | Lowest available APR based on creditworthiness and term of loan. |
| up to 84 months | 6.00% | Lowest available APR based on creditworthiness and term of loan. |
Sources (1)
- gtfcu.coop/loan-rates · captured Oct 6, 2026
New Auto
Rate based on creditworthiness and term of loan. Rates are subject to change at any time.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.00% | Lowest available APR based on creditworthiness and term of loan. |
Sources (1)
- gtfcu.coop/loan-rates · captured Oct 6, 2026
Older Used Auto, 10+ years
For older used autos (10+ years). Rate based on creditworthiness and term of loan. Rates are subject to change at any time.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.00% | Lowest available APR based on creditworthiness and term of loan. For older used autos 10+ years. |
Sources (1)
- gtfcu.coop/loan-rates · captured Oct 6, 2026
Who can join Golden Triangle Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live in Port Arthur or Groves are eligible for membership.
- Students attending school in Port Arthur or Groves are eligible for membership.
- Persons who work in Port Arthur or Groves are eligible for membership.
- Persons who worship in Port Arthur or Groves are eligible for membership.
Employers and groups
- Employees and members of approved participating employers, associations, churches, and organizations are eligible for membership.
Family and household
- Immediate family and household members of eligible members qualify for membership.
Membership information collected October 5, 2026.