Credit union · NCUA insured
Goetz Credit Union Auto Loan Rates
Goetz Credit Union auto loans start at 5.25% APR for a new vehicle and 7.75% for a used one. Rates checked October 16, 2026.
How Goetz Credit Union’s auto loan rates compare
Compared with banks and credit unions near St. Joseph, MO-KS, where Goetz Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Goetz Credit Union
5.25%APR
- Terms
- up to 60 months
New Auto
Lowest rate
United Consumers Credit Union
5.09%APR
- Terms
- —
2nd-lowest rate
Holy Rosary Credit Union
5.25%APR
- Terms
- up to 84 months
Goetz Credit Union auto loan score
70
Auto loan score
Higher than 27% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed7.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Goetz Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle/ATV/UTV/Lawn Equipment
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.75% | — |
| up to 48 months | 7.00% | — |
| up to 60 months | 7.25% | — |
| up to 72 months | 7.50% | — |
| up to 36 months | 7.75% | — |
| up to 48 months | 8.00% | — |
| up to 60 months | 8.25% | — |
| up to 72 months | 8.50% | — |
Sources (1)
- goetzcu.com/rates.html · captured Oct 5, 2026
New Auto
Model years 2026-2025
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.75% | Model years 2026-2025 |
| up to 48 months | 5.00% | Model years 2026-2025 |
| up to 60 months | 5.25% | Model years 2026-2025 |
| up to 72 months | 5.50% | Model years 2026-2025 |
Sources (1)
- goetzcu.com/rates.html · captured Oct 5, 2026
Used Auto
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.75% | Model years 2026 thru 2019 |
| up to 48 months | 6.00% | Model years 2026 thru 2019 |
| up to 60 months | 6.25% | Model years 2026 thru 2019 |
| up to 72 months | 6.50% | Model years 2026 thru 2019 |
| up to 24 months | 7.00% | Model years 2018 and older |
| up to 36 months | 7.25% | Model years 2018 and older |
| up to 48 months | 7.50% | Model years 2018 and older |
| up to 60 months | 7.75% | Model years 2018 and older |
Sources (1)
- goetzcu.com/rates.html · captured Oct 5, 2026
Who can join Goetz Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.