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Credit union · NCUA insured

Gerber Federal Credit Union Auto Loan Rates

Top Carrot, Carrot Score 88Top Carrot

Gerber Federal Credit Union auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 16, 2026.

How Gerber Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions in Michigan, where Gerber Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 88

    This credit union’s lowest

    Gerber Federal Credit Union

    4.74%APR

    Terms
    up to 72 months
    Up to
    —

    Vehicle Loans - Automobiles, Trucks and Street Motorcycles

  • Top Carrot, Carrot Score 99

    Lowest rate

    Settlers Federal Credit Union

    3.00%APR

    Terms
    —
    Up to
    18.00% APR

    Settlers Federal Credit Union rates

  • Top Carrot, Carrot Score 93

    2nd-lowest rate

    U.P. State Credit Union

    3.50%APR

    Terms
    —
    Up to
    —

    U.P. State Credit Union rates

Compare auto loan rates near you →

Gerber Federal Credit Union auto loan score

87

Auto loan score

Higher than 80% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.74%
  • Used vehicleUsed4.74%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Gerber Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Gerber Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
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