Credit union · NCUA insured
Gerber Federal Credit Union Savings Rates
Top CarrotGerber Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Super Savings. Rates checked October 16, 2026.
How Gerber Federal Credit Union’s savings rates compare
Compared with banks and credit unions in Michigan, where Gerber Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Gerber Federal Credit Union
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
Super Savings
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
First National Bank of America
4.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $420
Gerber Federal Credit Union savings score
85
Savings score
Higher than 70% of U.S. banks and credit unions
- $1,000 balance$1,0000.95%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.30%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Gerber Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Super Savings
Up to 1.00%APY
Higher dividend earned when maintaining a minimum average balance of $1,000 for the month. Minimum average balance for the month required to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upMinimum average balance for the month to earn dividends. | 0.95% | $95 | Minimum average balance for the month to earn dividends. |
| $5,000 and upMinimum average balance for the month to earn dividends. | 1.00% | $100 | Minimum average balance for the month to earn dividends. |
| $50,000 and upMinimum average balance for the month to earn dividends. | 1.20% | — | Minimum average balance for the month to earn dividends. |
| $100,000 and upMinimum average balance for the month to earn dividends. | 1.30% | — | Minimum average balance for the month to earn dividends. |
Sources (2)
All captured Sep 18, 2026
Regular Savings
0.10%APY
$5.00 deposit to open account. Earns a monthly dividend. Free Gerber FCU/Co-Op ATM use with ATM Cash Card.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Savings
0.80%APY
Traditional, Educational or Roth plans available. No account opening or maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.70% | — |
| $1,000 – $5,000 | 0.75% | — |
| Over $5,000 | 0.80% | $80 |
Sources (2)
All captured Sep 18, 2026
Who can join Gerber Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.