Credit union · NCUA insured
Georgia United Credit Union Auto Loan Rates
Top CarrotGeorgia United Credit Union auto loans start at 4.24% APR for a new vehicle and 6.14% for a used one. Rates checked October 22, 2026.
How Georgia United Credit Union’s auto loan rates compare
Compared with banks and credit unions near Atlanta, GA, where Georgia United Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Georgia United Credit Union
4.24%APR
- Terms
- up to 84 months
New and Pre-owned Auto Loans
Lowest rate
Go Energy Credit Union
3.59%APR
- Terms
- —
2nd-lowest rate
On The Grid Financial
3.75%APR
- Terms
- 49–60 months
Georgia United Credit Union auto loan score
87
Auto loan score
Higher than 75% of U.S. banks and credit unions
- New vehicleNew4.24%
- Used vehicleUsed6.14%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Georgia United Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Pre-owned Auto Loans
Flexible terms up to 84 months. No payment for the first 60 days (interest accrues from the date your loan is funded). Fixed APR with rates as low as listed rate. Rates and terms are based on year of collateral, loan amount and mileage. Vehicles with over 100,000 miles have a 1% rate increase. Vehicle models 12 years and older have a 2% rate increase. Rates subject to change without notice and are based on creditworthiness. Membership eligibility restrictions and qualifications apply; all loans are subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.24% | 2024 and Newer. Fixed APR as low as listed. Rates and terms are based on year of collateral, loan amount and mileage. Vehicles with over 100,000 miles have a 1% rate increase. Vehicle models 12 years and older have a 2% rate increase. Based on creditworthiness. Flexible terms up to 84 months. No payment for the first 60 days (interest accrues from funding date). |
| up to 84 months | 6.14% | 2023 and Older. Fixed APR as low as listed. Rates and terms are based on year of collateral, loan amount and mileage. Vehicles with over 100,000 miles have a 1% rate increase. Vehicle models 12 years and older have a 2% rate increase. Based on creditworthiness. Flexible terms up to 84 months. No payment for the first 60 days (interest accrues from funding date). |
Who can join Georgia United Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.