Credit union · NCUA insured
Georgetown Kraft Credit Union Credit Card Rates
Georgetown Kraft Credit Union credit cards start at 10.50% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Georgetown Kraft Credit Union’s credit card rates compare
Compared with banks and credit unions near Murrells Inlet, SC, where Georgetown Kraft Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Georgetown Kraft Credit Union
10.50%APR
- Up to
- —
Visa® Credit Card
2nd-lowest rate
First Citizens Bank
13.74%APR
- Up to
- 22.74% APR
3rd-lowest rate
South Carolina Federal Credit Union
13.99%APR
- Up to
- —
Georgetown Kraft Credit Union credit card score
81
Credit card score
Higher than 54% of U.S. banks and credit unions
- Purchase APRPurchase APR10.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Georgetown Kraft Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Credit Card
Subject to credit approval and based on individual credit worthiness and GKCU’s loan policies. Additional discount available for qualified borrowers with auto-pay.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.50% | None | No Term. Additional discount available for qualified borrowers with auto-pay. Rate based on creditworthiness. |
Sources (1)
- gkcu.org/loan-rates · captured Oct 4, 2026
Who can join Georgetown Kraft Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Georgetown and/or Williamsburg Counties, South Carolina are eligible for membership.
- Individuals who work in Georgetown and/or Williamsburg Counties, South Carolina are eligible for membership.
Military, government and schools
- Individuals who attend school in Georgetown and/or Williamsburg Counties, South Carolina are eligible for membership.
Family and household
- Individuals related to an existing GKCU member are eligible for membership.
Cost to join
- A $1 membership fee is required upon opening an account.
- A $25 opening deposit into a savings account to represent membership is required.
Membership information collected October 4, 2026.