Credit union · NCUA insured
Georgetown Kraft Credit Union Auto Loan Rates
Georgetown Kraft Credit Union auto loans start at 5.24% APR for a new vehicle and 6.24% for a used one. Rates checked October 22, 2026.
How Georgetown Kraft Credit Union’s auto loan rates compare
Compared with banks and credit unions near Murrells Inlet, SC, where Georgetown Kraft Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Georgetown Kraft Credit Union
5.24%APR
- Terms
- up to 60 months
- Discount
- None included
New & Preowned Cars & Motorcycles (Model year 2021-current)
Lowest rate
SouthState Bank
5.23%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
3rd-lowest rate
South Carolina Federal Credit Union
5.24%APR
- Terms
- up to 63 months
- Discount
- None included
Georgetown Kraft Credit Union auto loan score
73
Auto loan score
Higher than 33% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed6.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Georgetown Kraft Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Preowned Cars & Motorcycles (Model year 2021-current)
Model year 2021-current. Additional discount available for qualified borrowers with auto-pay. Subject to credit approval based on creditworthiness.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.24% | — |
| up to 48 months | 5.24% | — |
| up to 60 months | 5.24% | — |
| up to 72 months | 5.49% | — |
| up to 84 months | 6.24% | — |
Sources (1)
- gkcu.org/loan-rates · captured Oct 15, 2026
Preowned Cars & Motorcycles (Model year 2013 - older)
Model year 2013 - older. Additional discount available for qualified borrowers with auto-pay. Subject to credit approval based on creditworthiness.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 7.24% | — |
| up to 36 months | 7.49% | — |
| up to 48 months | 7.74% | — |
| up to 60 months | 7.99% | — |
Sources (1)
- gkcu.org/loan-rates · captured Oct 4, 2026
Preowned Cars & Motorcycles (Model year 2014 - 2020)
Model year 2014 - 2020. Additional discount available for qualified borrowers with auto-pay. Subject to credit approval based on creditworthiness.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.24% | — |
| up to 48 months | 6.24% | — |
| up to 60 months | 6.24% | — |
Sources (1)
- gkcu.org/loan-rates · captured Oct 4, 2026
Who can join Georgetown Kraft Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Georgetown and/or Williamsburg Counties, South Carolina are eligible for membership.
- Individuals who work in Georgetown and/or Williamsburg Counties, South Carolina are eligible for membership.
Military, government and schools
- Individuals who attend school in Georgetown and/or Williamsburg Counties, South Carolina are eligible for membership.
Family and household
- Individuals related to an existing GKCU member are eligible for membership.
Cost to join
- A $1 membership fee is required upon opening an account.
- A $25 opening deposit into a savings account to represent membership is required.
Membership information collected October 4, 2026.