Credit union · NCUA insured
South Carolina Federal Credit Union Credit Card Rates
South Carolina Federal Credit Union credit cards start at 13.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How South Carolina Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Charleston, SC, where South Carolina Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
South Carolina Federal Credit Union
13.99%APR
- Up to
- —
Platinum Mastercard
Lowest rate
Nucor Employee's Credit Union
8.75%APR
- Up to
- —
2nd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
South Carolina Federal Credit Union credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR13.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where South Carolina Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Cash Rewards Mastercard
Earn 1% cash back on all eligible purchases. Credit limits starting at $500. Secured card option available. Annual fee is none.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% APR for six months on purchases made within the first 60 days of card opening. Variable APR ranging from 14.74% to 17.99% applies thereafter. |
| Ongoing | 14.74% | None | APRs for purchase/balance transfers as low as 14.74% (Prime + 7.99%). Ongoing variable APR ranging from 14.74% to 17.99% applies thereafter based on creditworthiness. |
| Ongoing | 17.99% | None | APRs for cash advances. |
Sources (3)
- scfederal.org/credit
- scfederal.org/credit/compare-credit-cards
- scfederal.org/credit/platinum-cash-rewards-mastercard
All captured Oct 15, 2026
Platinum Mastercard
Lowest interest rate available. Earn rewards points with purchases. Credit limits starting at $500. Secured card option available. Annual fee is none.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR will apply for 6 months to the balance of purchases made within the first 60 days of card opening. Variable APR ranging from 13.74% to 17.99% thereafter. |
| Ongoing | 13.74% | None | APRs for purchase/balance transfers as low as 13.74% (Prime + 6.99%). Ongoing variable APR ranging from 13.74% to 17.99% based on creditworthiness. |
| Ongoing | 17.99% | None | APRs for cash advances. |
Sources (3)
- scfederal.org/credit
- scfederal.org/credit/compare-credit-cards
- scfederal.org/credit/platinum-mastercard
All captured Oct 15, 2026
World Mastercard
1.5% back for each dollar spent. Minimum credit line $2,500. No secured card option. Annual fee is none.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR will apply for 6 months to the balance of purchases made within the first 60 days of card opening. After 6 months, qualifying rate will apply to any remaining balance. |
| Ongoing | 15.74% | None | APRs for purchase/balance transfers as low as 15.74% (Prime + 8.99%). |
| Ongoing | 17.99% | None | APRs for cash advances. |
Sources (3)
All captured Oct 15, 2026
Who can join South Carolina Federal Credit Union
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