Credit union · NCUA insured
Georgetown Kraft Credit Union Savings Rates
Georgetown Kraft Credit Union’s best savings rate is 0.20% APY on $10,000, with its Savings. Rates checked October 22, 2026.
How Georgetown Kraft Credit Union’s savings rates compare
Compared with banks and credit unions near Murrells Inlet, SC, where Georgetown Kraft Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Georgetown Kraft Credit Union
0.20%APY
- Minimum
- $25
- Earns on $10,000 a year
- $20
Savings
Top rate
Conway National Bank
0.60%APY
- Minimum
- $500
- Earns on $10,000 a year
- $60
2nd-highest rate
Anderson Brothers Bank
0.25%APY
- Minimum
- $50
- Earns on $10,000 a year
- $25
Georgetown Kraft Credit Union savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Georgetown Kraft Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings
0.20%APY
Must maintain membership minimum balance. Primary savings requires $25 deposit ($1 membership fee + $25 into savings account) to join GKCU. Available to residents/workers/students in Georgetown and Williamsburg Counties, SC, or relatives of existing members. Ages 15+. Dividends earned monthly. Paper statements incur a monthly fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum $100 to earn interest/dividends.$100 and up | 0.20% | $20 | Minimum $100 to earn interest/dividends. |
Sources (3)
All captured Oct 4, 2026
Special-purpose accounts
Club Accounts
0.20%APY
Includes Christmas Club Accounts / Holiday Club Savings, CU Save Kids Savings (birth to age 14), and CU Teen Savings (ages 15+). Earns dividends monthly. Federally insured up to $250,000 by NCUA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn interest.Any balance | 0.20% | $20 | No minimum balance required to earn interest. |
IRAs
0.20%APY
Traditional and Roth IRA savings. Tax-deferred contributions until retirement at age 59 1/2. Early withdrawal can result in penalties. Insured separately up to $250,000 by NCUA. Certificate rates also available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn interest. Rate sheet footnote mentions IRA's require $500.00 minimum for term certificates.Any balance | 0.20% | $20 | No minimum balance required to earn interest. Rate sheet footnote mentions IRA's require $500.00 minimum for term certificates. |
Who can join Georgetown Kraft Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Georgetown and/or Williamsburg Counties, South Carolina are eligible for membership.
- Individuals who work in Georgetown and/or Williamsburg Counties, South Carolina are eligible for membership.
Military, government and schools
- Individuals who attend school in Georgetown and/or Williamsburg Counties, South Carolina are eligible for membership.
Family and household
- Individuals related to an existing GKCU member are eligible for membership.
Cost to join
- A $1 membership fee is required upon opening an account.
- A $25 opening deposit into a savings account to represent membership is required.
Membership information collected October 4, 2026.