Bank · FDIC insured
GenoaBank Auto Loan Rates
GenoaBank auto loans start at 6.92% APR for a new vehicle and 7.61% for a used one. Rates checked October 16, 2026.
How GenoaBank’s auto loan rates compare
Compared with banks and credit unions near Toledo, OH, where GenoaBank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
GenoaBank
6.92%APR
- Terms
- up to 60 months
Auto Loans
Lowest rate
Millstream Area Credit Union
4.50%APR
- Terms
- —
2nd-lowest rate
Cornerstone Community Financial Credit Union
4.69%APR
- Terms
- 40–64 months
GenoaBank auto loan score
61
Auto loan score
Higher than 5% of U.S. banks and credit unions
- New vehicleNew6.92%
- Used vehicleUsed7.61%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where GenoaBank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Loans subject to credit approval. Rate special applies only to new loans. Refinancing is available on loans from other financial institutions; pre-existing GenoaBank loans are not eligible for refinancing. APR based on a $25,000 loan amount with a loan document fee of $250 and $0.00 down payment.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 7.30% | Model Year 2026-2024 New or Used Vehicle. APR based on a $25,000 loan amount with a loan document fee of $250 and $0.00 down payment. |
| up to 60 months | 6.92% | Model Year 2026-2024 New or Used Vehicle. APR based on a $25,000 loan amount with a loan document fee of $250 and $0.00 down payment. |
| up to 72 months | 7.61% | Model Year 2023-2022 Used Vehicle. APR based on a $25,000 loan amount with a loan document fee of $250 and $0.00 down payment. |
Sources (1)
- genoabank.com/personal/lending/rates · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.