Credit union · NCUA insured
General Electric Credit Union Auto Loan Rates
Top CarrotGeneral Electric Credit Union auto loans start at 5.99% APR for a new vehicle and 7.49% for a used one. Rates checked October 16, 2026.
How General Electric Credit Union’s auto loan rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where General Electric Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
General Electric Credit Union
5.99%APR
- Terms
- up to 63 months
- Up to
- —
New and used car loans
Lowest rate
Delta Community Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- 14.39% APR
2nd-lowest rate
Cincinnati Interagency Federal Credit Union
4.24%APR
- Terms
- —
- Up to
- —
General Electric Credit Union auto loan score
64
Auto loan score
Higher than 10% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed7.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where General Electric Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and used car loans
Rates vary if the loan is signed at a partner dealer location. Minimum loan amounts apply for certain longer terms.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.74% | 2023 and newer models. APR will vary if loan is signed at a partner dealer location. |
| up to 63 months | 5.99% | 2023 and newer models. APR will vary if loan is signed at a partner dealer location. |
| 64–75 months | 6.49% | 2023 and newer models. APR will vary if loan is signed at a partner dealer location. |
| 76–84 months | 7.24% | 2023 and newer models. Minimum loan amount is $18,000. APR will vary if loan is signed at a partner dealer location. |
| up to 63 months | 6.49% | 2019 through 2022 models. APR will vary if loan is signed at a partner dealer location. |
| 64–75 months | 6.99% | 2019 through 2022 models. APR will vary if loan is signed at a partner dealer location. |
| 76–84 months | 7.74% | 2019 through 2022 models. Minimum loan amount is $18,000. APR will vary if loan is signed at a partner dealer location. |
| up to 63 months | 7.49% | 2018 and older models. APR will vary if loan is signed at a partner dealer location. |
| 64–75 months | 7.99% | 2018 and older models. Minimum loan amount is $10,000. APR will vary if loan is signed at a partner dealer location. |
Sources (1)
- gecreditunion.org/personal/borrow/loans/auto · captured Oct 16, 2026
Who can join General Electric Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.