Credit union · NCUA insured
edU Federal Credit Union Credit Card Rates
edU Federal Credit Union credit cards start at 7.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How edU Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where edU Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
edU Federal Credit Union
7.99%APR
- Up to
- 14.99% APR
Visa Credit Card
Lowest rate
APG Federal Credit Union
7.00%APR
- Up to
- —
2nd-lowest rate
Forge Credit Union
7.99%APR
- Up to
- 17.99% APR
edU Federal Credit Union credit card score
93
Credit card score
Higher than 94% of U.S. banks and credit unions
- Purchase APRPurchase APR7.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where edU Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Employees and retirees of all New Castle County schools, and their immediate family members, are eligible to join. Maximum credit limit based on creditworthiness is $15,000. Balance computed using Average Daily Balance (including new purchases).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.99%–14.99% | None | Annual Percentage Rate (APR) for Purchases. Rates may vary depending upon term and credit worthiness. Method of computing balance: Average Daily Balance (including new purchases). No annual fee, transaction fee for purchases, or over-the-limit fee. Late payment fee $20.00. |
Sources (1)
- edufcu.org/loans/lending-rates · captured Oct 22, 2026
Who can join edU Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.