Credit union · NCUA insured
Forge Credit Union Auto Loan Rates
Top CarrotForge Credit Union auto loan rates start at 4.49% APR. Rates checked October 16, 2026.
How Forge Credit Union’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Forge Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Forge Credit Union
– –
- Terms
- —
- Up to
- —
- Discount
- —
No ongoing APR published
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Refinance Auto Loan
Refinance auto loan from another lender. Does not apply to current Forge auto loans. Vehicle cannot be more than five years old. Maximum loan term 74 months. Rate depends on credit and income qualifications. Includes 0.50% discount on qualifying rate and up to 60 days of no loan payments (interest accrues from origination date; program extension not to exceed 75 months).
| Terms | APR | Conditions |
|---|---|---|
| up to 74 months | 4.49% | Rates as low as 4.49% APR (including 0.50% rate discount). Vehicle cannot be more than 5 years old. Maximum loan term 74 months. Defer payment up to 60 days (interest accrues; total loan duration not to exceed 75 months). Rate depends on credit and income qualifications. Does not apply to current Forge auto loans. |
Sources (1)
- forgecu.org/auto-refinance-program · captured Oct 16, 2026
Who can join Forge Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, associated persons, and retirees/annuitants of DELCO Child Day Care Association in Delaware County, PA are eligible to join.
- Employees, associated persons, and retirees/annuitants of SEPTA City Transit Division who work in the Market-Frankford Elevated Train Shops and Yards in Upper Darby, PA are eligible to join.
- Employees, associated persons, and retirees/annuitants of SEPTA Suburban Transit Division who work in Delaware, Chester or Montgomery Counties, PA are eligible to join.
Military, government and schools
- Employees, associated persons, volunteers, and retirees/annuitants of Haverford Township and Haverford Township Fire Companies are eligible to join.
- Employees, associated persons, volunteers, and retirees/annuitants of Upper Darby Township and Upper Darby Township Fire Companies are eligible to join.
- United States Postal Service postal employees who work in or are paid or supervised from Montgomery, Chester, Philadelphia or Delaware counties, Pennsylvania (including retirees/annuitants) are eligible to join.
3 more ways to join
Family and household
- Immediate family members of current Forge Credit Union members (including parents, siblings, spouses, children, grandparents, grandchildren, step-parents, step-children, step-siblings) and spouses of persons who died while within the field of membership are eligible to join.
- Those who live in the same household as a current Forge member are eligible to join.
Other ways
- Organizations of those listed in the Select Employer Groups are eligible for membership.
Cost to join
- A $5 deposit in cash or money order is required to open an account and become a member.
Membership information collected October 5, 2026.