Credit union · NCUA insured
Foothills Credit Union Credit Card Rates
Foothills Credit Union credit cards start at 12.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Foothills Credit Union’s credit card rates compare
Compared with banks and credit unions near Denver, CO, where Foothills Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Foothills Credit Union
12.99%APR
VISA Credit Card
Lowest rate
SPACE AGE
7.00%APR
2nd-lowest rate
Horizons North Credit Union
7.99%APR
Foothills Credit Union credit card score
67
Credit card score
Higher than 18% of U.S. banks and credit unions
- Purchase APRPurchase APR12.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Foothills Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Share Secured Credit Card
Spending limit is tied to funds in your savings account. Credit limits range from $200 to $3,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99% | None | Rates listed are our best rates; your rate may be higher depending on credit history and underwriting criteria. Credit limits from $200 to $3,000 tied to funds in savings account. |
VISA Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99% | None | Fixed non-variable rate. Rates listed are our best rates; your rate may be higher depending on credit history and underwriting criteria. Same rate for purchases & cash back transactions. |
Who can join Foothills Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Jefferson County or Larimer County, Colorado is eligible to join.
Employers and groups
- Employees and their family members of over 50 sponsoring employee groups are eligible to join.
Family and household
- Family members of an existing member—including spouse, significant other, son, daughter, grandchild, grandparent, parent, sibling, aunt, uncle, niece, nephew, cousin, or relative-in-law—are eligible for membership.
Cost to join
- A minimum deposit of $25.00 to a Share Savings Account is required to open and continue membership.
Membership information collected October 4, 2026.