Horizons North Credit Union Credit Card Rates

How Horizons North Credit Union’s credit card rates compare

Compared with banks and credit unions near Denver, CO, where Horizons North Credit Union has the most branches. Ongoing purchase APR, lowest first.

Credit card score

Higher than 94% of U.S. banks and credit unions

By rate

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where Horizons North Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Applies to	APR	Annual fee	Conditions
Ongoing	7.99%	None	No annual fee, no balance transfer fee, no cash advance fee.

Sources (1)

This may be incomplete or out of date, so check with the credit union before you apply.

Individuals who live or work in the City of Westminster, Adams, Broomfield, or Denver Counties are eligible for membership.

Employees of community partners (SEG Groups) including Adams 12 Five Star Schools District, American Furniture Warehouse, City of Northglenn, Community Reach Center, IECRM, and North Suburban Medical Center are eligible for membership.

Individuals related to an existing member are eligible for membership.
Individuals related to anyone who works for a community partner (SEG Group) are eligible for membership.

Colorado residents can qualify for membership by joining GoWest Foundation with a one-time $5 membership fee.

A minimum deposit of $5 into a savings account is required to open an account.
A one-time $5 membership fee is charged for GoWest Foundation upon account opening for that eligibility route.

Membership information collected October 4, 2026.