Credit union · NCUA insured
Focus Credit Union Savings Rates
Focus Credit Union’s best savings rate is 0.75% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Focus Credit Union’s savings rates compare
Compared with banks and credit unions near Milwaukee, WI, where Focus Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Focus Credit Union
0.75%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $75
Money Market
Top rate
Advia Credit Union
3.75%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Focus Credit Union savings score
81
Savings score
Higher than 56% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.31%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Focus Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Preferred Money Market
Up to 1.76%APY
Limited number of draws per month. Daily dividends paid on balances over $25,000.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25,000 and up | 1.01% | — |
| Over $50,000 | 1.31% | — |
| Over $100,000 | 1.76% | — |
Sources (3)
All captured Sep 18, 2026
Money Market
Up to 0.75%APY
Limited number of draws per month. Daily dividends paid on balances over $5,000.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 and up | 0.50% | $50 |
| $10,000 and up | 0.75% | $75 |
Sources (3)
All captured Sep 18, 2026
Open Share Account
0.05%APY
Opening a share account requires a $25 initial deposit to become a member and part owner of the credit union. Dividends are compounded and paid monthly on balances over $100.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded and paid monthly on balances over $100.00.$100 and up | 0.05% | $5 | Dividends compounded and paid monthly on balances over $100.00. |
Sources (3)
All captured Sep 18, 2026
Special-purpose accounts
Christmas Club Account
0.05%APY
Credit union will either issue a check or transfer funds to savings account on November 1st. Dividends are compounded and paid monthly on balances over $100.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upFunds transferred or check issued on November 1st. Dividends compounded and paid monthly on balances over $100.00.$100 and up | 0.05% | $5 | Funds transferred or check issued on November 1st. Dividends compounded and paid monthly on balances over $100.00. |
Sources (3)
All captured Sep 18, 2026
Vacation Club Account
0.05%APY
Dividends are compounded and paid monthly on balances over $100.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded and paid monthly on balances over $100.00.$100 and up | 0.05% | $5 | Dividends compounded and paid monthly on balances over $100.00. |
Sources (3)
All captured Sep 18, 2026
Who can join Focus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Milwaukee, Waukesha, Ozaukee, or Washington Counties.
Employers and groups
- Membership is open to employees of Arandell Printing.
- Membership is open to employees of Harley-Davidson.
- Membership is open to employees of Lutheran Home.
- Membership is open to employees of Silgan Container Corp.
Military, government and schools
- Membership is open to employees of the Village of Butler.
6 more ways to join
Military, government and schools
- Membership is open to employees of Germantown Schools.
- Membership is open to employees of the Village of Germantown.
- Membership is open to employees of the Village of Menomonee Falls.
- Membership is open to employees of the City of Wauwatosa.
- Membership is open to employees of Wauwatosa Schools.
Family and household
- Membership is open to direct relatives of current members.
Membership information collected October 5, 2026.