Credit union · NCUA insured
Focus Credit Union Auto Loan Rates
Focus Credit Union auto loans start at 4.59% APR for a new vehicle. Rates checked October 16, 2026.
How Focus Credit Union’s auto loan rates compare
Compared with banks and credit unions near Milwaukee, WI, where Focus Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Focus Credit Union
4.59%APR
- Terms
- up to 60 months
- Discount
- None included
New Vehicle Loans
Lowest rate
Governmental Employees Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
Credit Union 1
4.39%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Focus Credit Union auto loan score
82
Auto loan score
Higher than 59% of U.S. banks and credit unions
- New vehicleNew4.59%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Focus Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Motorcyle Loans
Membership required. Subject to credit approval. Rate is based on creditworthiness, loan term, and collateral type.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.59% | Rates as low as 4.59% APR for 60 months. The lowest rates around for your new Cycle! |
Sources (3)
All captured Oct 5, 2026
New Vehicle Loans
Membership required. Subject to credit approval. Up to 72-month repayment term available. Loan rate is based on creditworthiness, loan term, and collateral type. Financing available for new or used vehicles up to 10 years old.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.59% | Rates as low as 4.59% APR for 60 months. Great rates on new Cars, Trucks and SUV's |
Sources (3)
All captured Oct 5, 2026
Used Motorcycle Loans
Membership required. Subject to credit approval. Rate is based on creditworthiness, loan term, and collateral type.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.09% | Rates as low as 5.09% APR for 48 months. Super loan rates on previously titled motorcycles. |
Sources (3)
All captured Oct 5, 2026
Used Vehicle Loans
Membership required. Subject to credit approval. Financing available for vehicles up to 10 years old. Rate is based on creditworthiness, loan term, and collateral type.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.09% | Rates as low as 5.09% APR for 48 months. Fantastic rates on used vehicles. |
Sources (3)
All captured Oct 5, 2026
Who can join Focus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Milwaukee, Waukesha, Ozaukee, or Washington Counties.
Employers and groups
- Membership is open to employees of Arandell Printing.
- Membership is open to employees of Harley-Davidson.
- Membership is open to employees of Lutheran Home.
- Membership is open to employees of Silgan Container Corp.
Military, government and schools
- Membership is open to employees of the Village of Butler.
6 more ways to join
Military, government and schools
- Membership is open to employees of Germantown Schools.
- Membership is open to employees of the Village of Germantown.
- Membership is open to employees of the Village of Menomonee Falls.
- Membership is open to employees of the City of Wauwatosa.
- Membership is open to employees of Wauwatosa Schools.
Family and household
- Membership is open to direct relatives of current members.
Membership information collected October 5, 2026.