Credit union · NCUA insured
Focus Credit Union Credit Card Rates
Focus Credit Union credit cards start at 11.80% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Focus Credit Union’s credit card rates compare
Compared with banks and credit unions near Milwaukee, WI, where Focus Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Focus Credit Union
11.80%APR
Gold Mastercard
Lowest rate
Governmental Employees Credit Union
8.99%APR
2nd-lowest rate
Greater Pittsburgh FCU
8.99%APR
Focus Credit Union credit card score
74
Credit card score
Higher than 37% of U.S. banks and credit unions
- Purchase APRPurchase APR11.80%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Focus Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Mastercard
Card and rate based on creditworthiness. Credit limit starts at $300. Rates and terms subject to change and not guaranteed.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Rate based on creditworthiness. |
Sources (1)
- focus-cu.com/credit-cards · captured Oct 7, 2026
Gold Mastercard
Card and rate based on creditworthiness. Minimum credit limit of $5,000. Rates and terms subject to change and not guaranteed.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.80% | None | Rate based on creditworthiness. |
Sources (1)
- focus-cu.com/credit-cards · captured Oct 7, 2026
Who can join Focus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Milwaukee, Waukesha, Ozaukee, or Washington Counties.
Employers and groups
- Membership is open to employees of Arandell Printing.
- Membership is open to employees of Harley-Davidson.
- Membership is open to employees of Lutheran Home.
- Membership is open to employees of Silgan Container Corp.
Military, government and schools
- Membership is open to employees of the Village of Butler.
6 more ways to join
Military, government and schools
- Membership is open to employees of Germantown Schools.
- Membership is open to employees of the Village of Germantown.
- Membership is open to employees of the Village of Menomonee Falls.
- Membership is open to employees of the City of Wauwatosa.
- Membership is open to employees of Wauwatosa Schools.
Family and household
- Membership is open to direct relatives of current members.
Membership information collected October 5, 2026.