Bank · FDIC insured
Flagstar Bank
Top CarrotA $87.7B bank, the 36th largest of 4,207, headquartered in Hicksville, NY, with 342 branches in 9 states. Best rates: CDs 4.30% and savings 4.00% APY.
Flagstar Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 86% of U.S. banks and credit unions
#26 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Flagstar Bank
- Headquarters
- 102 Duffy Ave, Hicksville, NY 11801
- FDIC certificate
- 32541 ↗
Branches
342 branches in 9 states
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New York
107 branchesMichigan
101 branchesNew Jersey
30 branchesFlorida
27 branchesOhio
26 branches
Cleveland area · 21
- Beachwood Place Branch26300 Cedar Rd, Beachwood, OH 44122Directions
- Chagrin Branch27800 Chagrin Blvd, Beachwood, OH 44122Directions
- Brook Park Branch15001 Snow Rd, Brook Park, OH 44142Directions
- Ohio City Branch1866 W 25th St, Cleveland, OH 44113Directions
- Warren Road Branch3300 Warren Rd, Cleveland, OH 44111Directions
- 6016 Turney Road Branch6016 Turney Rd, Garfield Heights, OH 44125Directions
- 6500 Mayfield Rd Branch6500 Mayfield Rd, Mayfield Heights, OH 44124Directions
- 8810 Mentor Avenue Branch8810 Mentor Ave, Mentor, OH 44060Directions
- 4570 Great Northern Blvd Branch4800 Great Northern Blvd, North Olmsted, OH 44070Directions
- North Royalton, Ohio Branch6520 Royalton Rd, North Royalton, OH 44133Directions
- 5767 Broadview Road Branch5767 Broadview Rd, Parma, OH 44134Directions
- 6290 Pearl Rd Branch6290 Pearl Rd, Parma Heights, OH 44130Directions
- Richmond Road Branch720 Richmond Rd, Richmond Heights, OH 44143Directions
- 22255 Center Ridge Rd Branch22255 Center Ridge Rd, Rocky River, OH 44116Directions
- 20133 Farnsleigh Road Branch20133 Farnsleigh Rd, Shaker Heights, OH 44122Directions
- Aurora Road Branch34400 Aurora Rd, Solon, OH 44139Directions
- 14033 Cedar Rd Branch14033 Cedar Rd, South Euclid, OH 44118Directions
- 14177 Pearl Road Branch14177 Pearl Rd, Strongsville, OH 44136Directions
- Westlake, Ohio Branch30210 Detroit Rd, Westlake, OH 44145Directions
- 29169 Euclid Avenue Branch29169 Euclid Ave, Wickliffe, OH 44092Directions
- Shoregate Branch29950 Lake Shore Blvd, Willowick, OH 44095Directions
Akron area · 4
- Chapel Hill Branch1835 Brittain Rd, Akron, OH 44310Directions
- Cuyahoga Falls Branch2783 State Rd, Cuyahoga Falls, OH 44223Directions
- 3050 W Market St Branch3050 W Market St, Fairlawn, OH 44333Directions
- Macedonia Branch8210 Macedonia Commons Blvd, Macedonia, OH 44056Directions
Van Wert area · 1
- Van Wert Branch115 Hospital Dr, Van Wert, OH 45891Directions
Indiana
24 branchesArizona
12 branchesCalifornia
12 branchesWisconsin
3 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.70% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 4.97% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.13% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $91 | $85 | — |
- CapitalLeverage ratio9.70%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent4.97%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.13%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$91Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Flagstar Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.