Bank · FDIC insured
Flagstar Bank
Top CarrotA $87.7B bank, the 36th largest of 4,207, headquartered in Hicksville, NY, with 342 branches in 9 states. Best rates: CDs 4.30% and savings 4.00% APY.
Flagstar Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 86% of U.S. banks and credit unions
#26 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Flagstar Bank
- Headquarters
- 102 Duffy Ave, Hicksville, NY 11801
- FDIC certificate
- 32541 ↗
Branches
342 branches in 9 states
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New York
107 branchesMichigan
101 branchesNew Jersey
30 branchesFlorida
27 branchesOhio
26 branchesIndiana
24 branchesArizona
12 branches
Phoenix area · 9
- Chandler-Fulton Ranch Branch4979 S Alma School Rd, Chandler, AZ 85248Directions
- Chandler-Ray Branch2975 W Ray Rd, Chandler, AZ 85224Directions
- Mesa Power Road Branch1545 S Power Rd, Mesa, AZ 85206Directions
- Central And Camelback Branch100 E Camelback Rd, Phoenix, AZ 85012Directions
- Paradise Valley Branch10633 N Tatum Blvd, Phoenix, AZ 85028Directions
- 8764 East Shea Blvd8764 E Shea Blvd, Scottsdale, AZ 85260Directions
- Scottsdale Branch6900 E Camelback Rd, Scottsdale, AZ 85251Directions
- Sun City Branch10706 W Bell Rd, Sun City, AZ 85351Directions
- Surprise Branch14543 W Grand Ave, Surprise, AZ 85374Directions
Prescott Valley area · 3
- Prescott Branch3027 Dollar Mark, Prescott, AZ 86305Directions
- Sedona Branch7000 State Route 179, Sedona, AZ 86351Directions
- West Sedona Branch2785 W State Route 89a, Sedona, AZ 86336Directions
California
12 branchesWisconsin
3 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.70% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 4.97% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.13% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $91 | $85 | — |
- CapitalLeverage ratio9.70%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent4.97%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.13%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$91Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Flagstar Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.