Bank · FDIC insured
Flagstar Bank
Top CarrotA $87.7B bank, the 36th largest of 4,207, headquartered in Hicksville, NY, with 342 branches in 9 states. Best rates: CDs 4.30% and savings 4.00% APY.
Flagstar Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 86% of U.S. banks and credit unions
#26 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Flagstar Bank
- Headquarters
- 102 Duffy Ave, Hicksville, NY 11801
- FDIC certificate
- 32541 ↗
Branches
342 branches in 9 states
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New York
107 branchesMichigan
101 branchesNew Jersey
30 branchesFlorida
27 branchesOhio
26 branchesIndiana
24 branches
Fort Wayne area · 10
- Bluffton Branch101 S Main St, Bluffton, IN 46714Directions
- Chestnut Branch10325 Chestnut Plaza Dr, Fort Wayne, IN 46814Directions
- Clinton & Rudisill Branch3902 S Clinton St, Fort Wayne, IN 46806Directions
- Covington Plaza Branch6324 W Jefferson Blvd, Fort Wayne, IN 46804Directions
- Georgetown Branch6302 E State Blvd, Fort Wayne, IN 46815Directions
- Northcrest Branch800 Northcrest Shopping Ctr, Fort Wayne, IN 46805Directions
- Pine Valley Branch1000 E Dupont Rd, Fort Wayne, IN 46825Directions
- State & Sherman Branch901 W State Blvd, Fort Wayne, IN 46808Directions
- Waynedale Branch5903 Bluffton Rd, Fort Wayne, IN 46809Directions
- New Haven Branch1536 State Road 930 E, New Haven, IN 46774Directions
South Bend area · 3
- University Park Branch382 W Cleveland Rd, Granger, IN 46530Directions
- Broadmoor Branch4400 Miami St, South Bend, IN 46614Directions
- Western Avenue Branch2317 W Western Ave, South Bend, IN 46619Directions
Angola area · 1
- Angola Branch2204 N Wayne St, Angola, IN 46703Directions
Auburn area · 1
- Auburn - West Seventh Branch812 W 7th St, Auburn, IN 46706Directions
Decatur area · 1
- Decatur Main Branch1 Yorkshire Dr, Decatur, IN 46733Directions
Huntington area · 1
- Huntington Branch2720 Guilford St, Huntington, IN 46750Directions
Michigan City area · 1
- La Porte Main Branch601 Jackson St, La Porte, IN 46350Directions
Lagrange area · 1
- Lagrange Branch1112 N Detroit St, Lagrange, IN 46761Directions
Monticello area · 1
- Monticello North Branch1000 N Main St, Monticello, IN 47960Directions
Peru area · 1
- Peru Main Branch12 N Broadway, Peru, IN 46970Directions
Rochester area · 1
- Rochester Branch202 E 9th St, Rochester, IN 46975Directions
Rushville area · 1
- Rushville Branch1541 N Main St, Rushville, IN 46173Directions
Wabash area · 1
- Wabash Branch841 N Cass St, Wabash, IN 46992Directions
Arizona
12 branchesCalifornia
12 branchesWisconsin
3 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.70% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 4.97% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.13% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $91 | $85 | — |
- CapitalLeverage ratio9.70%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent4.97%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.13%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$91Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Flagstar Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.