Bank · FDIC insured
Flagstar Bank
Top CarrotA $87.7B bank, the 36th largest of 4,207, headquartered in Hicksville, NY, with 342 branches in 9 states. Best rates: CDs 4.30% and savings 4.00% APY.
Flagstar Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 86% of U.S. banks and credit unions
#26 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Flagstar Bank
- Headquarters
- 102 Duffy Ave, Hicksville, NY 11801
- FDIC certificate
- 32541 ↗
Branches
342 branches in 9 states
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New York
107 branchesMichigan
101 branchesNew Jersey
30 branches
New York area · 29
- 20th Street Branch441 Broadway, Bayonne, NJ 07002Directions
- Bayville Branch340 Us Highway 9, Bayville, NJ 08721Directions
- Brick Branch688 Route 70, Brick, NJ 08723Directions
- Caldwell Branch265 Bloomfield Ave, Caldwell, NJ 07006Directions
- Cranford Branch310 North Ave E, Cranford, NJ 07016Directions
- Elizabeth Avenue Branch715 Elizabeth Ave, Elizabeth, NJ 07201Directions
- Farmingdale Nj Branch77 Main St, Farmingdale, NJ 07727Directions
- Freehold Branch101 Barkalow Ave, Freehold, NJ 07728Directions
- Harrison Branch410 Bergen St, Harrison, NJ 07029Directions
- Howell Branch5149 Route 9 N, Howell, NJ 07731Directions
- Iselin Branch1162 Green St, Iselin, NJ 08830Directions
- Kenilworth Branch15 Market St, Kenilworth, NJ 07033Directions
- Linden Branch225 N Wood Ave, Linden, NJ 07036Directions
- Marlboro Branch471 County Road 520, Marlboro, NJ 07746Directions
- Matawan Branch168 Main St, Matawan, NJ 07747Directions
- Orange Road Montclair Branch323 Orange Rd, Montclair, NJ 07042Directions
- Pacific Street Branch36 Pacific St, Newark, NJ 07105Directions
- Wilson Avenue Newark Branch37 Wilson Ave, Newark, NJ 07105Directions
- North Brunswick Branch1727 Route 130, North Brunswick, NJ 08902Directions
- Old Bridge Branch3665 Route 9 N, Old Bridge, NJ 08857Directions
- Roseland Branch151 Eagle Rock Ave, Roseland, NJ 07068Directions
- Sayreville Branch77 Main St, Sayreville, NJ 08872Directions
- Spotswood Branch400 Main St, Spotswood, NJ 08884Directions
- Toms River Branch916 Fischer Blvd, Toms River, NJ 08753Directions
- Union Pine Ave Branch1000 Pine Ave, Union, NJ 07083Directions
- Upper Montclair Branch597 Valley Rd, Upper Montclair, NJ 07043Directions
- Verona Branch620 Bloomfield Ave, Verona, NJ 07044Directions
- West Orange Branch622 Eagle Rock Ave, West Orange, NJ 07052Directions
- Woodbridge Branch150 Green St, Woodbridge, NJ 07095Directions
Trenton area · 1
- East Windsor Branch761 Route 33 W, East Windsor, NJ 08520Directions
Florida
27 branchesOhio
26 branchesIndiana
24 branchesArizona
12 branchesCalifornia
12 branchesWisconsin
3 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.70% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 4.97% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.13% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $91 | $85 | — |
- CapitalLeverage ratio9.70%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent4.97%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.13%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$91Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Flagstar Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.