Bank · FDIC insured
Flagstar Bank
Top CarrotA $87.7B bank, the 36th largest of 4,207, headquartered in Hicksville, NY, with 342 branches in 9 states. Best rates: CDs 4.30% and savings 4.00% APY.
Flagstar Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 86% of U.S. banks and credit unions
#26 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Flagstar Bank
- Headquarters
- 102 Duffy Ave, Hicksville, NY 11801
- FDIC certificate
- 32541 ↗
Branches
342 branches in 9 states
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New York
107 branchesMichigan
101 branches
Detroit area · 56
- Berkley Branch28653 Woodward Ave, Berkley, MI 48072Directions
- Beverly Hills Banking Center17430 W 13 Mile Rd, Beverly Hills, MI 48025Directions
- Birmingham Branch35238 Woodward Ave, Birmingham, MI 48009Directions
- Bloomfield Hills Branch3915 Telegraph Rd, Bloomfield Hills, MI 48302Directions
- Brighton Branch9332 Lee Rd, Brighton, MI 48116Directions
- Brownstown Branch23636 West Rd, Brownstown Township, MI 48183Directions
- Canton Branch42200 Ford Rd, Canton, MI 48187Directions
- Michigan Avenue Canton Branch45505 Michigan Ave, Canton, MI 48188Directions
- Chesterfield Township Banking Center34680 23 Mile Rd, Chesterfield, MI 48047Directions
- Clarkston Branch5720 Sashabaw Rd, Clarkston, MI 48346Directions
- Clinton Township Branch34945 S Gratiot Ave, Clinton Township, MI 48035Directions
- Garfield Branch40900 Garfield Rd, Clinton Township, MI 48038Directions
- Greenfield Road Branch3500 Greenfield Rd, Dearborn, MI 48120Directions
- Dearborn Heights Branch26545 Ford Rd, Dearborn Heights, MI 48127Directions
- Detroit Branch18411 Mack Ave, Detroit, MI 48236Directions
- Grand River Mcnichols Branch21427 Grand River Ave Ste 140, Detroit, MI 48219Directions
- Midtown Branch3901 Woodward Ave, Detroit, MI 48201Directions
- University Foods Banking Center Branch1131 W Warren Ave, Detroit, MI 48201Directions
- Eastpoint Branch22322 Gratiot Ave, Eastpointe, MI 48021Directions
- Grand River Branch31230 Grand River Ave, Farmington, MI 48336Directions
- Farmington Hills Branch28177 Orchard Lake Rd, Farmington Hills, MI 48334Directions
- Kercheval Road Branch16821 Kercheval Ave, Grosse Pointe, MI 48230Directions
- Grosse Pointe Woods Branch19733 Mack Ave, Grosse Pointe Woods, MI 48236Directions
- Harrison Township Branch26051 Crocker Blvd, Harrison Township, MI 48045Directions
- Flagstar Bk Fsb - Howell Office1311 S Latson Rd, Howell, MI 48843Directions
- Howell M-59 Branch126 W Highland Rd, Howell, MI 48843Directions
- Livonia Branch37655 6 Mile Rd, Livonia, MI 48152Directions
- Macomb Branch20355 Hall Rd, Macomb, MI 48044Directions
- Madison Heights Branch31049 Dequindre Rd, Madison Heights, MI 48071Directions
- Milford Branch599 General Motors Rd, Milford, MI 48381Directions
- New Hudson Branch30515 Milford Rd, New Hudson, MI 48165Directions
- Northville 8 Mile Branch39900 8 Mile Rd, Northville, MI 48167Directions
- Novi Banking Center31110 Novi Rd, Novi, MI 48377Directions
- Novi Road Branch24235 Novi Rd, Novi, MI 48375Directions
- Oxford Branch425 N Lapeer Rd, Oxford, MI 48371Directions
- Pontiac Banking Center Branch1648 N Perry St, Pontiac, MI 48340Directions
- Rochester Branch1001 N Main St, Rochester, MI 48307Directions
- Rochester-Orion Road Banking Center4542 Orion Rd, Rochester, MI 48306Directions
- Rochester Hills Branch2744 S Adams Rd, Rochester Hills, MI 48309Directions
- Shelby Township Branch50891 Sabrina Dr, Shelby Township, MI 48315Directions
- Southgate Branch15783 Eureka Rd, Southgate, MI 48195Directions
- St Clair Shores Branch23108 Harper Ave, St. Clair Shores, MI 48080Directions
- Schoenherr Road Branch43850 Schoenherr Rd, Sterling Heights, MI 48313Directions
- Sterling Heights/15 Mile Road Branch13427 15 Mile Rd, Sterling Heights, MI 48312Directions
- Sterling Heights/16 Mile Branch37070 Mound Rd, Sterling Heights, MI 48310Directions
- Sterling Heights/Mound Branch44691 Mound Rd, Sterling Heights, MI 48314Directions
- Pelham Street Branch10166 Pelham Rd, Taylor, MI 48180Directions
- Rochester Road Branch5017 Rochester Rd, Troy, MI 48085Directions
- Troy Branch5151 Corporate Dr, Troy, MI 48098Directions
- Troy/W.Big Beaver2050 W Big Beaver Rd, Troy, MI 48084Directions
- Warren Branch30105 Mound Rd, Warren, MI 48092Directions
- Warren-Hayes Rd. Banking Center31061 Hayes Rd, Warren, MI 48088Directions
- Cooley Lake Road7950 Cooley Lake Rd, Waterford, MI 48327Directions
- Waterford Banking Center5105 Highland Rd, Waterford, MI 48327Directions
- Orchard Lake Road Branch4400 Orchard Lake Rd, West Bloomfield, MI 48323Directions
- West Bloomfield Banking Center33390 W 14 Mile Rd, West Bloomfield, MI 48322Directions
Jackson area · 7
- Brooklyn Branch301 S Main St, Brooklyn, MI 49230Directions
- East Michigan Branch3045 E Michigan Ave, Jackson, MI 49202Directions
- Flagstar Centre Branch301 W Michigan Ave, Jackson, MI 49201Directions
- Horton Road Branch2000 Horton Rd, Jackson, MI 49203Directions
- North West Avenue Branch1717 N West Ave, Jackson, MI 49202Directions
- Michigan Center Branch101 Broad St, Michigan Center, MI 49254Directions
- Napoleon Branch122 Brooklyn Road, Napoleon, MI 49261Directions
Grand Rapids area · 7
- Alpine Branch4585 Alpine Ave Nw, Comstock Park, MI 49321Directions
- Grand Haven Branch17250 Hayes St, Grand Haven, MI 49417Directions
- 1969 44th Street Branch1969 44th St Se, Grand Rapids, MI 49508Directions
- 5110 Cascade Road Branch5110 Cascade Rd Se, Grand Rapids, MI 49546Directions
- Lake Michigan Drive Branch4364 Lake Michigan Dr Nw, Grand Rapids, MI 49534Directions
- Grandville Branch4555 Canal Ave Sw, Grandville, MI 49418Directions
- Holland/River Branch147 N River Ave, Holland, MI 49424Directions
Marquette area · 6
- Gwinn Branch115 N Pine St, Gwinn, MI 49841Directions
- Ishpeming North Branch700 Us Highway 41 W, Ishpeming, MI 49849Directions
- Chocolay Branch6000 Us 41 S, Marquette, MI 49855Directions
- Marquette Downtown Branch101 W Washington St, Marquette, MI 49855Directions
- Marquette Third Street Branch1300 N 3rd St, Marquette, MI 49855Directions
- West Marquette Branch3220 Us Highway 41 W, Marquette, MI 49855Directions
Ann Arbor area · 4
- Briarwood Circle Branch1601 Briarwood Cir, Ann Arbor, MI 48108Directions
- Commonwealth Branch3650 Plymouth Rd, Ann Arbor, MI 48105Directions
- Washtenaw Banking Center4755 Washtenaw Aveunue, Ann Arbor, MI 48108Directions
- Chelsea Branch1290 S Main St, Chelsea, MI 48118Directions
Lansing area · 3
- Lansing Branch5610 W Saginaw Hwy, Lansing, MI 48917Directions
- South Cedar Branch7016 S Cedar St, Lansing, MI 48911Directions
- Okemos Branch1801 W Grand River Ave, Okemos, MI 48864Directions
Flint area · 2
- Fenton Branch16390 Silver Pkwy, Fenton, MI 48430Directions
- Grand Blanc Branch6200 S Saginaw Rd, Grand Blanc, MI 48439Directions
Kalamazoo area · 2
- Kalamazoo Branch6560 W Main St, Kalamazoo, MI 49009Directions
- Portage Branch475 Romence Rd, Portage, MI 49024Directions
Marinette area · 2
- Menominee - M&M Plaza Branch1329 8th Ave, Menominee, MI 49858Directions
- Stephenson BranchS938 Us Highway 41, Stephenson, MI 49887Directions
Sturgis area · 2
- Sturgis Branch1372 S Centerville Rd, Sturgis, MI 49091Directions
- Three Rivers Branch760 S. Us 131, Ste 1, Three Rivers, MI 49093Directions
Battle Creek area · 1
- Battle Creek Branch15386 Helmer Rd S, Battle Creek, MI 49015Directions
Coldwater area · 1
- Coldwater Branch354 E Chicago St, Coldwater, MI 49036Directions
Escanaba area · 1
- Escanaba Branch516 N Lincoln Rd, Escanaba, MI 49829Directions
Hillsdale area · 1
- Hillsdale Branch50 S Howell St, Hillsdale, MI 49242Directions
Houghton area · 1
- Houghton University Branch1303 College Ave, Houghton, MI 49931Directions
Iron Mountain area · 1
- Iron Mountain Branch1805 S Stephenson Ave, Iron Mountain, MI 49801Directions
Iron River area · 1
- Iron River Main Branch234 W Genesee St, Iron River, MI 49935Directions
Ironwood area · 1
- Ironwood Branch900 E Cloverland Dr, Ironwood, MI 49938Directions
Monroe area · 1
- Monroe Branch2203 N Telegraph Rd, Monroe, MI 48162Directions
Niles area · 1
- St. Joseph Banking Center2829 Niles Ave, St. Joseph, MI 49085Directions
New Jersey
30 branchesFlorida
27 branchesOhio
26 branchesIndiana
24 branchesArizona
12 branchesCalifornia
12 branchesWisconsin
3 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.70% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 4.97% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.13% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $91 | $85 | — |
- CapitalLeverage ratio9.70%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent4.97%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.13%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$91Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Flagstar Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.