Bank · FDIC insured
Flagstar Bank
Top CarrotA $87.7B bank, the 36th largest of 4,207, headquartered in Hicksville, NY, with 342 branches in 9 states. Best rates: CDs 4.30% and savings 4.00% APY.
Flagstar Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 86% of U.S. banks and credit unions
#26 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Flagstar Bank
- Headquarters
- 102 Duffy Ave, Hicksville, NY 11801
- FDIC certificate
- 32541 ↗
Branches
342 branches in 9 states
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New York
107 branchesMichigan
101 branchesNew Jersey
30 branchesFlorida
27 branches
Miami area · 24
- Boco Raton Branch5550 Glades Rd, Boca Raton, FL 33431Directions
- Mission Bay Branch20423 State Road 7, Boca Raton, FL 33498Directions
- Boynton Beach Branch127 N Congress Ave, Boynton Beach, FL 33426Directions
- West Boynton Branch8772 Boynton Beach Blvd, Boynton Beach, FL 33472Directions
- Coral Gables Branch2701 Ponce De Leon Blvd, Coral Gables, FL 33134Directions
- Coral Springs Branch3001 N University Dr, Coral Springs, FL 33065Directions
- Deerfield Beach Branch3600 W Hillsboro Blvd, Deerfield Beach, FL 33442Directions
- Delray Beach Branch7499 West Atlantic Avenue, Delray Beach, FL 33446Directions
- Delray Beach East Branch1676 S Federal Hwy, Delray Beach, FL 33483Directions
- Doral Branch9747 Nw 41st St, Doral, FL 33178Directions
- Galt Ocean, Florida Branch3700 N Ocean Blvd, Fort Lauderdale, FL 33308Directions
- Hollywood Branch5461 Sheridan St, Hollywood, FL 33021Directions
- Charleston Square Branch6528 Hypoluxo Rd, Lake Worth, FL 33467Directions
- Lake Worth Branch6404 Lake Worth Rd, Lake Worth, FL 33463Directions
- Miami Beach Branch447 Arthur Godfrey Rd, Miami Beach, FL 33140Directions
- Palm Beach Branch230 Royal Palm Way, Palm Beach, FL 33480Directions
- 11375 Legacy Ave Branch11375 Legacy Ave, Palm Beach Gardens, FL 33410Directions
- 5870 Pines Blvd Branch15870 Pines Blvd, Pembroke Pines, FL 33027Directions
- Plantation Branch8211 W Broward Blvd, Plantation, FL 33324Directions
- Sunrise Branch9100 W Oakland Park Blvd, Sunrise, FL 33351Directions
- Bal Harbour Branch9592 Harding Ave, Surfside, FL 33154Directions
- 2625 State Rd. 7 Branch2625 S State Road 7, Wellington, FL 33414Directions
- West Palm Beach Branch603 Village Blvd, West Palm Beach, FL 33409Directions
- 1144 Weston Road Branch1144 Weston Rd, Weston, FL 33326Directions
Cape Coral area · 1
- Bonita Springs Branch23050 Via Villagio, Estero, FL 33928Directions
Naples area · 1
- Naples Florida Branch2315 Vanderbilt Beach Rd, Naples, FL 34109Directions
Port St. Lucie area · 1
- Port St. Lucie, Florida874 Sw Saint Lucie West Blvd, Port St. Lucie, FL 34986Directions
Ohio
26 branchesIndiana
24 branchesArizona
12 branchesCalifornia
12 branchesWisconsin
3 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.70% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 4.97% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.13% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $91 | $85 | — |
- CapitalLeverage ratio9.70%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent4.97%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.13%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$91Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Flagstar Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.