Credit union · NCUA insured
First Lincoln FCU Auto Loan Rates
First Lincoln FCU auto loans start at 5.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 22, 2026.
How First Lincoln FCU’s auto loan rates compare
Compared with banks and credit unions near Lincoln, NE, where First Lincoln FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
First Lincoln FCU
5.25%APR
- Terms
- 24–72 months
- Discount
- Included in the rate
New Auto Loans
Lowest rate
University of Nebraska Federal Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
MembersOwn Credit Union
4.25%APR
- Terms
- up to 84 months
- Discount
- None included
First Lincoln FCU auto loan score
72
Auto loan score
Higher than 32% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Lincoln FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
Rate based on creditworthiness and term of loan. All loan rates include discounts.
| Terms | APR | Conditions |
|---|---|---|
| 24–72 months | 5.25% | 84 month term available for loan amounts greater than $20,000. Rate based on creditworthiness and term of loan. All loan rates include discounts. |
Used Auto Loans
Rate based on creditworthiness and term of loan. All loan rates include discounts.
| Terms | APR | Conditions |
|---|---|---|
| 24–72 months | 5.25% | Rate based on creditworthiness and term of loan. All loan rates include discounts. |
Who can join First Lincoln FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to all persons who either live, work, worship or attend school in Lancaster County, Nebraska.
Family and household
- Open to immediate family members of eligible persons.
Membership information collected October 4, 2026.