Credit union · NCUA insured
MembersOwn Credit Union Auto Loan Rates
Top CarrotMembersOwn Credit Union auto loans start at 4.25% APR for a new vehicle and 4.25% for a used one. Rates checked October 22, 2026.
How MembersOwn Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lincoln, NE, where MembersOwn Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
MembersOwn Credit Union
4.25%APR
- Terms
- up to 84 months
- Up to
- —
Auto Loan
Lowest rate
University of Nebraska Federal Credit Union
3.99%APR
- Terms
- —
- Up to
- —
3rd-lowest rate
LPS Employees Federal Credit Union
4.50%APR
- Terms
- up to 60 months
- Up to
- 7.50% APR
MembersOwn Credit Union auto loan score
92
Auto loan score
Higher than 93% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed4.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where MembersOwn Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
100% financing available for most purchases. Terms up to 7 years. Financing and refinancing for new and pre-owned vehicles.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.25% | Rates as low as 4.25%. Up to 100% financing for most vehicle purchases and terms available up to 7 years. New or pre-owned vehicles. |
Sources (3)
All captured Oct 7, 2026
Who can join MembersOwn Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live in Southeast Nebraska are eligible for membership.
- Persons who attend school in Southeast Nebraska are eligible for membership.
- Persons who work in Southeast Nebraska are eligible for membership.
- Persons who worship in Southeast Nebraska are eligible for membership.
Employers and groups
- Persons who belong to an organization in Southeast Nebraska are eligible for membership.
Membership information collected October 4, 2026.