Skip to content

Credit union · NCUA insured

University of Nebraska Federal Credit Union Auto Loan Rates

University of Nebraska Federal Credit Union auto loans start at 3.99% APR for a new vehicle and 3.99% for a used one. Rates checked October 22, 2026.

How University of Nebraska Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Lincoln, NE, where University of Nebraska Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    University of Nebraska Federal Credit Union

    3.99%APR

    Terms
    —
    Up to
    —

    New/Used Auto Loan

  • Top Carrot, Carrot Score 87

    2nd-lowest rate

    MembersOwn Credit Union

    4.25%APR

    Terms
    up to 84 months
    Up to
    —

    MembersOwn Credit Union rates

  • 3rd-lowest rate

    LPS Employees Federal Credit Union

    4.50%APR

    Terms
    up to 60 months
    Up to
    7.50% APR

    LPS Employees Federal Credit Union rates

Compare auto loan rates near you →

University of Nebraska Federal Credit Union auto loan score

94

Auto loan score

Higher than 96% of U.S. banks and credit unions

By vehicle
  • New vehicleNew3.99%
  • Used vehicleUsed3.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where University of Nebraska Federal Credit Union ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join University of Nebraska Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees and family members of employees of Select Employee Groups are eligible for membership.

Military, government and schools

  • Full or part-time faculty, staff, volunteers, alumni, or students of any campus of the University of Nebraska are eligible for membership.

Family and household

  • Any family member, including spouse, children, parents, brothers, sisters, stepchildren, stepparents, grandchildren, and grandparents, is eligible for membership.
  • Any person living in the same household as a single economic unit is eligible for membership.

Cost to join

  • Opening an account requires a minimum deposit of $5 to fund the account.

Membership information collected October 4, 2026.

← University of Nebraska Federal Credit Union overview