Bank · FDIC insured
First Horizon Bank
A $84.1B bank, the 38th largest of 4,207, headquartered in Memphis, TN, with 404 branches in 12 states. Best rates: CDs 0.10% and savings 0.25% APY.
First Horizon Bank Carrot Score
61
Carrot Score
Higher than 3% of U.S. banks and credit unions
#41 of 44 in Nashville, TN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Horizon Bank
First Horizon focuses on driving long-term growth, well-being, and economic vitality across the communities and neighborhoods it serves.
- Headquarters
- 165 Madison Ave, Memphis, TN 38103
- FDIC certificate
- 4977 ↗
Branches
404 branches in 12 states
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Tennessee
133 branchesNorth Carolina
78 branchesFlorida
72 branchesLouisiana
54 branchesAlabama
13 branchesGeorgia
13 branchesArkansas
12 branchesSouth Carolina
9 branchesVirginia
8 branches
Martinsville area · 2
- Collinsville Ii Branch3000 Virginia Ave, Collinsville, VA 24078Directions
- Village Of Martinsville Branch250 Commonwealth Blvd W, Martinsville, VA 24112Directions
Roanoke area · 2
- Smith Mountain Lake Branch13264 Booker T Washington Hwy, Hardy, VA 24101Directions
- Main & Court Branch260 S Main St, Rocky Mount, VA 24151Directions
Cape Charles area · 1
- Cheriton Branch21263 Lankford Hwy, Cape Charles, VA 23310Directions
Onancock area · 1
- Onancock Branch62 Market St, Onancock, VA 23417Directions
South Boston area · 1
- South Boston Ii Branch410 Main St, South Boston, VA 24592Directions
Stuart area · 1
- Patrick County Branch114 W Blue Ridge St, Stuart, VA 24171Directions
Texas
7 branchesMississippi
4 branchesNew York
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.32% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.83% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.40% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $96 | $85 | — |
- CapitalLeverage ratio10.32%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.83%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.40%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$96Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Horizon Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.