Bank · FDIC insured
First Horizon Bank
A $84.1B bank, the 38th largest of 4,207, headquartered in Memphis, TN, with 404 branches in 12 states. Best rates: CDs 0.10% and savings 0.25% APY.
First Horizon Bank Carrot Score
61
Carrot Score
Higher than 3% of U.S. banks and credit unions
#41 of 44 in Nashville, TN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Horizon Bank
First Horizon focuses on driving long-term growth, well-being, and economic vitality across the communities and neighborhoods it serves.
- Headquarters
- 165 Madison Ave, Memphis, TN 38103
- FDIC certificate
- 4977 ↗
Branches
404 branches in 12 states
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Tennessee
133 branchesNorth Carolina
78 branchesFlorida
72 branchesLouisiana
54 branchesAlabama
13 branches
Birmingham area · 7
- Downtown Birmingham Branch2025 3rd Ave N, Birmingham, AL 35203Directions
- Mountain Brook Village Branch2824 Cahaba Rd, Birmingham, AL 35223Directions
- Woodcrest Branch2340 Woodcrest Pl, Birmingham, AL 35209Directions
- Fultondale Branch1301 Decatur Hwy, Fultondale, AL 35068Directions
- Hoover Branch2765 John Hawkins Pkwy, Hoover, AL 35244Directions
- Crestline Village Branch100 Euclid Avenue, Mountain Brook, AL 35213Directions
- Vestavia Branch613 Montgomery Hwy, Vestavia Hills, AL 35216Directions
Huntsville area · 3
- Downtown Huntsville Branch400 Meridian St N, Huntsville, AL 35801Directions
- Mayfair Branch4700 Whitesburg Dr Sw, Huntsville, AL 35802Directions
- Madison Branch53 Hughes Rd, Madison, AL 35758Directions
Mobile area · 2
- Downtown Mobile Branch64 N Royal St, Mobile, AL 36602Directions
- Springhill Branch15 W I65 Service Rd N, Mobile, AL 36608Directions
Daphne area · 1
- Fairhope Branch22530 Us Highway 98, Fairhope, AL 36532Directions
Georgia
13 branchesArkansas
12 branchesSouth Carolina
9 branchesVirginia
8 branchesTexas
7 branchesMississippi
4 branchesNew York
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.32% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.83% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.40% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $96 | $85 | — |
- CapitalLeverage ratio10.32%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.83%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.40%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$96Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Horizon Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.