Bank · FDIC insured
First Horizon Bank
A $84.1B bank, the 38th largest of 4,207, headquartered in Memphis, TN, with 404 branches in 12 states. Best rates: CDs 0.10% and savings 0.25% APY.
First Horizon Bank Carrot Score
61
Carrot Score
Higher than 3% of U.S. banks and credit unions
#41 of 44 in Nashville, TN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Horizon Bank
First Horizon focuses on driving long-term growth, well-being, and economic vitality across the communities and neighborhoods it serves.
- Headquarters
- 165 Madison Ave, Memphis, TN 38103
- FDIC certificate
- 4977 ↗
Branches
404 branches in 12 states
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Tennessee
133 branchesNorth Carolina
78 branchesFlorida
72 branchesLouisiana
54 branchesAlabama
13 branchesGeorgia
13 branches
Atlanta area · 10
- Brookhaven2221 Johnson Ferry Rd Ne, Atlanta, GA 30319Directions
- Buckhead Center2970 Peachtree Rd Nw, Atlanta, GA 30305Directions
- Century Center2987 Clairmont Rd Ne, Atlanta, GA 30329Directions
- Cumberland Branch3625 Cumberland Blvd Se, Atlanta, GA 30339Directions
- Johns Creek2555 Peachtree Pkwy, Cumming, GA 30041Directions
- Dahlonega Main Branch111 S Chestatee St, Dahlonega, GA 30533Directions
- Marietta Branch709 Canton Rd Ne, Marietta, GA 30060Directions
- Peachtree Corners Branch200 Scientific Dr, Peachtree Corners, GA 30092Directions
- Roswell Branch1010 Mansell Rd, Roswell, GA 30076Directions
- Woodstock100 Springfield Center Dr, Woodstock, GA 30188Directions
Jesup area · 1
- Jesup Branch175 S Macon St, Jesup, GA 31545Directions
Chattanooga area · 1
- Ringgold Financial Center Branch5038 Alabama Hwy, Ringgold, GA 30736Directions
Brunswick area · 1
- St. Simons Island Branch3509 Frederica Road, Suite 1, Saint Simons Island, GA 31522Directions
Arkansas
12 branchesSouth Carolina
9 branchesVirginia
8 branchesTexas
7 branchesMississippi
4 branchesNew York
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.32% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.83% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.40% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $96 | $85 | — |
- CapitalLeverage ratio10.32%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.83%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.40%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$96Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Horizon Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.