Bank · FDIC insured
First Horizon Bank
A $84.1B bank, the 38th largest of 4,207, headquartered in Memphis, TN, with 404 branches in 12 states. Best rates: CDs 0.10% and savings 0.25% APY.
First Horizon Bank Carrot Score
61
Carrot Score
Higher than 3% of U.S. banks and credit unions
#41 of 44 in Nashville, TN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Horizon Bank
First Horizon focuses on driving long-term growth, well-being, and economic vitality across the communities and neighborhoods it serves.
- Headquarters
- 165 Madison Ave, Memphis, TN 38103
- FDIC certificate
- 4977 ↗
Branches
404 branches in 12 states
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Tennessee
133 branchesNorth Carolina
78 branches
Winston-Salem area · 14
- Hillsdale Branch5361 Us Highway 158, Advance, NC 27006Directions
- Clemmons Branch6290 Towncenter Dr, Clemmons, NC 27012Directions
- Kernersville Branch1000 S Main St, Kernersville, NC 27284Directions
- King Branch105 Post Office St, King, NC 27021Directions
- Mocksville Yadkinville Road Branch880 Yadkinville Rd, Mocksville, NC 27028Directions
- Walkertown Main Branch3000 Old Hollow Rd, Walkertown, NC 27051Directions
- First Stratford Branch101 S Stratford Rd, Winston-Salem, NC 27104Directions
- Jonestown Branch4701 Country Club Rd, Winston-Salem, NC 27104Directions
- Ogburn Station Branch4306 N Liberty St, Winston-Salem, NC 27105Directions
- Reynolda Road Ii Branch2801 Reynolda Rd, Winston-Salem, NC 27106Directions
- South Park Branch3151 Peters Creek Pkwy, Winston-Salem, NC 27127Directions
- South Stratford Branch500 S Stratford Rd, Winston-Salem, NC 27103Directions
- University Branch225 E Hanes Mill Rd, Winston-Salem, NC 27105Directions
- Yadkinville State Street Branch200 S State St, Yadkinville, NC 27055Directions
Charlotte area · 12
- Belmont Branch6440 W Wilkinson Blvd, Belmont, NC 28012Directions
- Charlotte / Uptown Office301 S Mcdowell St, Charlotte, NC 28204Directions
- Charlotte Southpark Branch6816 Carnegie Blvd, Charlotte, NC 28211Directions
- Matthews Office Branch2432 Mckee Rd, Charlotte, NC 28270Directions
- China Grove Branch200 N Main St, China Grove, NC 28023Directions
- Cornelius Branch8231 Magnolia Estates Dr, Cornelius, NC 28031Directions
- Gastonia Branch804 S New Hope Rd, Gastonia, NC 28054Directions
- Union Grove Branch1439 W Memorial Hwy, Harmony, NC 28634Directions
- Mooresville Branch210 Knob Hill Rd, Mooresville, NC 28117Directions
- Mount Holly Branch701 S Main St, Mount Holly, NC 28120Directions
- Faith Road Branch225 Faith Rd, Salisbury, NC 28146Directions
- Statesville Branch1829 E Broad St, Statesville, NC 28625Directions
Durham area · 12
- University Mall Branch201 S Estes Dr, Chapel Hill, NC 27514Directions
- West Franklin Street Branch126 W Franklin St, Chapel Hill, NC 27516Directions
- Bethesda Pointe Branch1611 S Miami Blvd, Durham, NC 27703Directions
- Croasdaile Branch1821 Hillandale Rd, Durham, NC 27705Directions
- Northgate Mall Branch1516 N Gregson St, Durham, NC 27701Directions
- Riverview Ii Branch5112 N Roxboro St, Durham, NC 27704Directions
- South Square Ii Branch4235 University Dr, Durham, NC 27707Directions
- Triangle Park Branch2008 E Nc Highway 54, Durham, NC 27713Directions
- Hillsborough Central Branch260 S Churton St, Hillsborough, NC 27278Directions
- Pittsboro Ii Branch88 Hillsboro St, Pittsboro, NC 27312Directions
- South Madison Boulevard Branch207 S Madison Blvd, Roxboro, NC 27573Directions
- Siler City Branch300 E Raleigh St, Siler City, NC 27344Directions
Raleigh area · 11
- Cary Parkway Branch3685 Sw Cary Pkwy, Cary, NC 27513Directions
- Kildaire Farm Branch1201 Kildaire Farm Rd, Cary, NC 27511Directions
- West Cary Branch7705 Carpenter Fire Station Rd, Cary, NC 27519Directions
- Morrisville Branch9632 Chapel Hill Rd, Morrisville, NC 27560Directions
- Cameron Village Branch2127 Clark Ave, Raleigh, NC 27605Directions
- Edward Mill Branch3100 Edwards Mill Rd, Raleigh, NC 27612Directions
- Falls River Branch1151 Falls River Ave, Raleigh, NC 27614Directions
- North Ridge Branch6511 Falls Of Neuse Rd, Raleigh, NC 27615Directions
- One Glenwood Ave Branch1 Glenwood Ave, Raleigh, NC 27603Directions
- Six Forks Branch8816 Six Forks Rd, Raleigh, NC 27615Directions
- Wake Forest Branch12217 Capital Blvd, Wake Forest, NC 27587Directions
Hickory area · 7
- Granite Falls Branch23 N Main St, Granite Falls, NC 28630Directions
- Downtown Hickory Office25 3rd St Nw, Hickory, NC 28601Directions
- Viewmont Office1420 2nd St Ne, Hickory, NC 28601Directions
- Lenoir Office707 College Ave Sw, Lenoir, NC 28645Directions
- Whitnel Office1351 Norwood St Sw, Lenoir, NC 28645Directions
- Morganton Office201 E Meeting St, Morganton, NC 28655Directions
- Northwest Branch2675 Northwest Blvd, Newton, NC 28658Directions
Greensboro area · 6
- Archdale Branch10108 S Main St, Archdale, NC 27263Directions
- Downtown Asheboro Branch101 Sunset Ave, Asheboro, NC 27203Directions
- Green Valley Branch1429 Westover Ter Ste 102, Greensboro, NC 27408Directions
- Greensboro Branch1505 Highwoods Blvd, Greensboro, NC 27410Directions
- High Point Branch2541 Eastchester Dr, High Point, NC 27265Directions
- Seagrove Branch204 E Main St, Seagrove, NC 27341Directions
Burlington area · 4
- Burlington Main Branch245 W Davis St, Burlington, NC 27215Directions
- Huffman Mill Branch503 Huffman Mill Rd, Burlington, NC 27215Directions
- Graham - South Main Street Branch227 S Main St, Graham, NC 27253Directions
- Mebane Branch102 E Washington St, Mebane, NC 27302Directions
Asheville area · 3
- Asheville Branch1751 Hendersonville Rd, Asheville, NC 28803Directions
- Leicester Branch462 New Leicester Hwy, Asheville, NC 28806Directions
- North Asheville Branch918 Merrimon Ave, Asheville, NC 28804Directions
Fayetteville area · 2
- Mcpherson Branch929 S Mcpherson Church Rd, Fayetteville, NC 28303Directions
- Ramsey Street Branch4841 Ramsey St, Fayetteville, NC 28311Directions
Mount Airy area · 2
- Downtown Mount Airy Branch255 E Independence Blvd, Mount Airy, NC 27030Directions
- Pilot Mountain Branch616 S Key St, Pilot Mountain, NC 27041Directions
Boone area · 1
- Boone Branch325 Leola St, Boone, NC 28607Directions
Oxford area · 1
- Oxford Branch200 Williamsboro St, Oxford, NC 27565Directions
Sanford area · 1
- Horner Blvd Branch2917 S Horner Blvd, Sanford, NC 27332Directions
Pinehurst area · 1
- Southern Pines Branch495 Pinehurst Ave, Southern Pines, NC 28387Directions
North Wilkesboro area · 1
- Wilkesboro Office2841 W Us Highway 421, Wilkesboro, NC 28697Directions
Florida
72 branchesLouisiana
54 branchesAlabama
13 branchesGeorgia
13 branchesArkansas
12 branchesSouth Carolina
9 branchesVirginia
8 branchesTexas
7 branchesMississippi
4 branchesNew York
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.32% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.83% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.40% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $96 | $85 | — |
- CapitalLeverage ratio10.32%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.83%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.40%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$96Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Horizon Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.