Credit union · NCUA insured
First Choice Community Credit Union Credit Card Rates
First Choice Community Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How First Choice Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Knoxville, TN, where First Choice Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
First Choice Community Credit Union
9.90%APR
- Up to
- 15.90% APR
VISA Credit Card
Lowest rate
Foothills Federal Credit Union
8.00%APR
- Up to
- —
2nd-lowest rate
CE Credit Union
9.50%APR
- Up to
- 13.50% APR
First Choice Community Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Choice Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Credit subject to approval. Rate based on credit history and loan amount.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90%–15.90% | None | Ongoing rate for qualifying applicants. 25-day grace period on purchases. Rate will not increase for missed payment. |
| Intro, 12 months | 5.99% | None | Promotional rate of 5.99% for 12 months on balance transfers until April 30, 2020; low qualifying rate applies thereafter. |
Who can join First Choice Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to anyone who lives, works, worships, or attends school in Knox, Blount, Jefferson, or Sevier County.
Family and household
- Immediate family members of existing members are eligible to join.
Cost to join
- Initial $5 deposit or share of ownership required to join.
Membership information collected October 5, 2026.