Bank · FDIC insured
First Century Bank Credit Card Rates
First Century Bank doesn’t publish an ongoing APR for its credit cards. Rates checked October 15, 2026.
How First Century Bank’s credit card rates compare
Compared with banks and credit unions in Tennessee, where First Century Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First Century Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Bowater Credit Union
6.00%APR
- Up to
- 24.00% APR
2nd-lowest rate
Jack Daniel Employees' Credit Union
7.00%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Personal Credit Card
Issuer is ServisFirst Bank. All applications subject to ServisFirst Bank's Underwriting Guidelines. Offers two personal options: Platinum Cash Back (1% cash back on all purchases, $35 annual fee) and Platinum (no annual fee).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% introductory Annual Percentage Rate (APR) on purchases for the first seven billing cycles after account opening. Applicable to both Platinum Cash Back ($35 annual fee) and Platinum (no annual fee) options. |
No ongoing APR is published for this card, only the rate above.
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.