Credit union · NCUA insured
Finanta Credit Union Auto Loan Rates
Top CarrotFinanta Credit Union auto loans start at 6.75% APR for a new vehicle and 7.50% for a used one. Rates checked October 16, 2026.
How Finanta Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lancaster, PA, where Finanta Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Finanta Credit Union
6.75%APR
- Terms
- up to 72 months
- Up to
- —
New Vehicle Loans
Lowest rate
Wheatland Federal Credit Union
4.49%APR
- Terms
- —
- Up to
- 18.00% APR
2nd-lowest rate
Everence
4.74%APR
- Terms
- up to 60 months
- Up to
- —
Finanta Credit Union auto loan score
62
Auto loan score
Higher than 5% of U.S. banks and credit unions
- New vehicleNew6.75%
- Used vehicleUsed7.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Finanta Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loans
Must be a Finanta Credit Union Member. Must be at least 18 years old (those 17 and under can open an account jointly with an adult). Rates based on credit history and other factors. Up to 95% financing. APR discount of 0.50% for automatic recurring payments from any Checking or Savings account. New vehicles include 2024 model or newer with fewer than 500 miles (or 2020 model or newer with fewer than 500 miles).
| Terms | APR | Conditions |
|---|---|---|
| up to 12 months | 6.25% | 2024 model or newer and fewer than 500 miles. Maximum amount $50,000. APR as low as stated. |
| up to 24 months | 6.25% | 2024 model or newer and fewer than 500 miles. Maximum amount $50,000. APR as low as stated. |
| up to 36 months | 6.25% | 2024 model or newer and fewer than 500 miles. Maximum amount $50,000. APR as low as stated. |
| up to 48 months | 6.50% | 2024 model or newer and fewer than 500 miles. Maximum amount $50,000. APR as low as stated. |
| up to 60 months | 6.75% | 2024 model or newer and fewer than 500 miles. Maximum amount $50,000. APR as low as stated. |
| up to 72 months | 6.75% | 2024 model or newer and fewer than 500 miles. Maximum amount $50,000. APR as low as stated. |
Sources (2)
All captured Oct 7, 2026
Used Vehicle Loans
Must be a Finanta Credit Union Member. Must be at least 18 years old (those 17 and under can open an account jointly with an adult). Rates based on credit history and other factors. Up to 95% financing. APR discount of 0.50% for automatic recurring payments from any Checking or Savings account. Used vehicles are those with less than 15 model years back.
| Terms | APR | Conditions |
|---|---|---|
| up to 12 months | 7.00% | Up to 15 Model Years back. Maximum amount $30,000. APR as low as stated. |
| up to 24 months | 7.00% | Up to 15 Model Years back. Maximum amount $30,000. APR as low as stated. |
| up to 36 months | 7.00% | Up to 10 Model Years back. Maximum amount $30,000. APR as low as stated. |
| up to 48 months | 7.25% | Up to 10 Model Years back. Maximum amount $30,000. APR as low as stated. |
| up to 60 months | 7.50% | Up to 10 Model Years back. Maximum amount $30,000. APR as low as stated. |
| up to 72 months | 7.50% | Up to 10 Model Years back. Maximum amount $30,000. APR as low as stated. |
Sources (2)
All captured Oct 7, 2026
Who can join Finanta Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.