Credit union · NCUA insured
Wheatland Federal Credit Union Auto Loan Rates
Wheatland Federal Credit Union auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 16, 2026.
How Wheatland Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lancaster, PA, where Wheatland Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Wheatland Federal Credit Union
4.49%APR
- Terms
- —
- Up to
- 18.00% APR
New Auto or Motorcyle
2nd-lowest rate
Everence
4.74%APR
- Terms
- up to 60 months
- Up to
- —
3rd-lowest rate
Lancaster Red Rose Credit Union
4.75%APR
- Terms
- up to 60 months
- Up to
- —
Wheatland Federal Credit Union auto loan score
89
Auto loan score
Higher than 89% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Wheatland Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto or Motorcyle
Rate determined by credit score. Maximum rate is 18%. Add-ons apply. Maximum loan terms are based on loan amount. Applications subject to credit approval. Collateral must meet minimum underwriting standards.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.49%–18.00% | Rate determined by credit score. Maximum rate is 18%. Add-ons apply. Maximum loan terms are based on loan amount. Applications subject to credit approval. Collateral must meet minimum underwriting standards. |
Sources (2)
All captured Oct 7, 2026
Used Auto or Motorcycle
Rate determined by credit score. Maximum rate is 18%. Add ons do apply. Maximum loan terms are based on loan amount. Applications subject to credit approval. Collateral must meet minimum underwriting standards.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.49%–18.00% | Rate determined by credit score. Maximum rate is 18%. Add ons do apply. Maximum loan terms are based on loan amount. Applications subject to credit approval. Collateral must meet minimum underwriting standards. |
Sources (2)
All captured Oct 7, 2026
Who can join Wheatland Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or attend school in Lancaster County qualify for membership.
Family and household
- Immediate family members of Wheatland account holders qualify for membership.
Cost to join
- A $10 membership fee is required ($1 for members under 18).
- A $5 deposit is required for opening your savings account.
Membership information collected October 5, 2026.