Credit union · NCUA insured
Financial Educators Federal Credit Union CD Rates
Financial Educators Federal Credit Union’s best CD rate is 4.00% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 15, 2026.
How Financial Educators Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Deltona, FL, where Financial Educators Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Financial Educators Federal Credit Union
4.00%APY
- Term
- 24 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $816
Share Certificates
Top rate
Florida Credit Union
4.50%APY
- Term
- 19 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $722
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Financial Educators Federal Credit Union CD score
73
CD score
Higher than 34% of U.S. banks and credit unions
- 3–8 months3–8 mo2.75%
- 9–15 months9–15 mo2.75%
- 16–30 months16–30 mo4.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Financial Educators Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.00%APY · 3 terms
A $1,000 minimum balance is required. Early withdrawal prior to maturity incurs a penalty of 6 months loss of interest (earned or not). Anchors Away accounts eligible for an additional 0.25%.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months"Anchors Away" accounts eligible for an extra 0.25% | 2.75% | $137 |
| 12 months"Anchors Away" accounts eligible for an extra 0.25% | 2.75% | $275 |
| 24 months"Anchors Away" accounts eligible for an extra 0.25% | 4.00% | $816 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Certificates
Up to 0.60%APY · 2 terms
Minimum balance of $1,000 required. Rates are subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months | 0.50% | $75 |
| 30 months | 0.60% | $151 |
Sources (2)
All captured Sep 18, 2026
Who can join Financial Educators Federal Credit Union
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