Credit union · NCUA insured
Financial Educators Federal Credit Union Auto Loan Rates
Financial Educators Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 15, 2026.
How Financial Educators Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Deltona, FL, where Financial Educators Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Financial Educators Federal Credit Union
4.99%APR
- Terms
- —
- Up to
- 5.75% APR
Auto Loans
2nd-lowest rate
Launch Credit Union
5.09%APR
- Terms
- up to 72 months
- Up to
- —
3rd-lowest rate
FAIRWINDS Credit Union
5.20%APR
- Terms
- up to 60 months
- Up to
- —
Financial Educators Federal Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Financial Educators Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Will match or beat most dealer rates. Refinancing and GAP insurance available.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.99%–5.75% | Vehicle Year 2020-2026; Credit Rating A+ (730+) |
| — | 5.25%–6.00% | Vehicle Year 2020-2026; Credit Rating B (640 - 679) |
| — | 9.00%–12.00% | Vehicle Year 2020-2026; Credit Rating C (600 - 639) |
| — | 17.50%–18.00% | Vehicle Year 2020-2026; Credit Rating D (550 - 599) |
| — | 18.00% | Vehicle Year 2020-2026; Credit Rating E (549 -) |
| — | 9.99%–10.25% | Vehicle Year 2019 & Older; Credit Rating A+ (730+) |
| — | 10.25%–10.50% | Vehicle Year 2019 & Older; Credit Rating B (640 - 679) |
| — | 11.50%–12.50% | Vehicle Year 2019 & Older; Credit Rating C (600 - 639) |
| — | 16.00%–18.00% | Vehicle Year 2019 & Older; Credit Rating D (550 - 599) |
Sources (2)
All captured Oct 7, 2026
Who can join Financial Educators Federal Credit Union
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