Credit union · NCUA insured
FAST Credit Union Credit Card Rates
FAST Credit Union credit cards start at 11.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How FAST Credit Union’s credit card rates compare
Compared with banks and credit unions near Hanford, CA, where FAST Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
FAST Credit Union
11.90%APR
- Up to
- —
FAST VIP Visa
Lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
2nd-lowest rate
Kings Federal Credit Union
10.95%APR
- Up to
- 18.00% APR
FAST Credit Union credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where FAST Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
FAST Classic Visa
Designed for members with established credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | Purchases APR: 13.9%. No Annual Fees. |
Sources (1)
- fastcu.com/credit-cards · captured Oct 7, 2026
FAST Share Secured Visa
Deposit funds into share savings account; deposit becomes credit limit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.90% | None | Purchases APR: 15.9%. No Annual Fees. |
Sources (1)
- fastcu.com/credit-cards · captured Oct 7, 2026
FAST Start Visa
Entry level unsecured credit card for first-time credit card users or anyone wanting to improve credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.90% | None | Purchases APR: 16.9%. No Annual Fees. |
Sources (1)
- fastcu.com/credit-cards · captured Oct 7, 2026
FAST VIP Visa
Designed for members with strong credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | Purchases APR: 11.9%. No Annual Fees. |
Sources (1)
- fastcu.com/credit-cards · captured Oct 7, 2026
Visa Balance Transfers
For the life of the balance; no transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | Balance Transfer APR: 8.99% for the life of the balance. No transfer fees. |
Sources (1)
- fastcu.com/credit-cards · captured Oct 7, 2026
Who can join FAST Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, attend school, volunteer, or worship in Kings County, Laton, Riverdale, or Coalinga.
Family and household
- Eligibility is open to immediate family members of a FAST Credit Union member.
Cost to join
- A minimum opening deposit of $5 is required for personal accounts.
Membership information collected October 5, 2026.